1302 Windridge Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1302 Windridge Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,605 sqft · built 1990
Lot Size	1.31 acres (57,499 sqft)
Owner	2 Company Names on Record
Tax Bill	$16,493 (2025)
Deeds & Mortgages	May 2023 Transfer Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`493-370-38-00`

Property Details

APN / Parcel Number

Primary APN	`493-370-38-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,605 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	57,499 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1302 WINDRIDGE DR
City	EL CAJON
State	CA
Zip	92020-7861
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM15055
Legal Subdivision	RANCHO EL CAJON
Legal Tract	15055
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	15408

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1302 WINDRIDGE DR, EL CAJON, CA 92020-7861
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Intrafamily Transfer, Transfer
Dec 29, 2022	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRIK HM MTG
Sep 29, 2017	Grant Deed, Transfer · Conventional Mortgage BRIKHO CAPITAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024
Deed Sale	Sep 16, 2024
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	2024248409
Prior Transfer Date	Sep 13, 2024
Prior Transfer Doc	0000249260
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2023
Property Address	1302 WINDRIDGE DR, EL CAJON, CA 92020-7861
Document Number	0000116230
Map Reference	FILE 1987-681752
Instrument Date	Apr 25, 2023
Instrument	2023-0116230
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1302 WINDRIDGE DR, EL CAJON, CA 92020-7861

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2022
Property Address	1302 WINDRIDGE DR, EL CAJON, CA 92020-7861
Document Number	0000482683
Map Reference	FILE 1987-681752
Instrument Date	Dec 15, 2022
Instrument	2022-0482683
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	TICOR TITLE-SAN DIEGO, TICOR TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1302 WINDRIDGE DR, EL CAJON, CA 92020-7861

Mortgage

Document Number	0000482684
Date	Dec 29, 2022
Instrument	2022-0482684

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1302 WINDRIDGE DR, EL CAJON, CA 92020-7861
Document Number	0000438524
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1302 WINDRIDGE DR EL CAJON CA 920207861, EL CAJON, CA 92020-7861

Mortgage

Document Number	0000438524
Date	Aug 6, 2020
Instrument	438524

Lender

Name	BRIK HM MTG
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2017
Property Address	1302 WINDRIDGE DR, EL CAJON, CA 92020-7861
Document Number	0000451084
Map Reference	PM15055
Instrument Date	Sep 18, 2017
Instrument	2017-0451084
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1302 WINDRIDGE DR, EL CAJON, CA 92020-7861

Mortgage

Document Number	0000451085
Date	Sep 29, 2017
Instrument	2017-0451085

Lender

Name	BRIKHO CAPITAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Mortgage

Document Number	0000451086
Date	Sep 29, 2017
Instrument	2017-0451086

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,432,630 (+2%) Land $827,742 Building $604,888
2025	$16,493.00 (+1.99%)	$1,404,540 (+4.04%) Land $811,512 Building $593,028
2023	$16,171.00 (+40.63%)	$1,350,000 Land $780,000 Building $570,000
2022	$11,499.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wyyerd Connect.

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