13360 Ferden Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 13360 Ferden Rd, Oakley, MI 48649 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,680 sqft · built 1985
Lot Size	5.24 acres (228,254 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jan 1995)
Tax Bill	$676 (2025)
Deeds & Mortgages	Apr 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-24-4004-002`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-24-4004-002`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	228,254 sqft (5.24 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	189 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13360 FERDEN RD
City	OAKLEY
State	MI
Zip	48649-8799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT S 1/4 COR SEC 24 TH E 669.03FT TO POB TH N 321.70 FT TH E 23FT TH N 960.14FT TH E 165.70FT TH S 1282.24FT TH W 200FT TO POB 5.24 ACRES SEC 24 T9N R2E ***DESC CHANGED ALONG WITH 4004-000 1/22/2002
Legal Range	02E
Legal Township	09N
Legal Section	24
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	4
Census Block	4000
Census Tract	12500

Owner

Source: Saginaw County records · APN 07-09-2-24-4004-002

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13360 FERDEN RD, OAKLEY, MI 48649-8799
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 04, 1995 · Amount on Record
Deed Sale	Jan 04, 1995 · Amount on Record
Deed Book / Page	1956 / 2030
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13360 FERDEN RD, OAKLEY, MI 48649-8799
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011820
Date	Apr 23, 2019
Instrument	2019011820

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	May 01, 2043

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,700 (+28.31%)	$209,400 (+28.31%)
2025	$676.00 (-65.28%) Homeowner's exemption
2023		$81,600	$163,200
2022	$1,947.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.