Saginaw County property record for 13283 Ferden Rd, Oakley, MI 48649 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,672 sqft · built 1968 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jul 2021) |
| Tax Bill | $1,061 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-2-25-1004-000 |
| Primary APN | 07-09-2-25-1004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,672 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Basement Area | 1,144 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood Siding |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Area | 3,212 sqft |
| Parking Spaces | 11 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 360 sqft |
| Patio Area | 220 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13283 FERDEN RD |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-8798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 340.63 FT OF E 1632.63 FT OF N 241 FT OF N 1/2 OF NE 1/4 1.88 ACRES SEC 25 T9N R2E ***NEW PARCEL 1/16/97 ***LOT LINE ADJ ALONG W/ 1001-000 01/22/18 |
| Legal Range | 02E |
| Legal Township | 09N |
| Legal Section | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRADY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 12500 |
Source: Saginaw County records · APN 07-09-2-25-1004-000
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE |
| Aug 10, 2023 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Sep 16, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage FRANKENMUTH CU |
| Jul 27, 2021 | Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE |
| Aug 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Oct 24, 2017 · Amount on Record |
| Deed Document Number | 202125283 |
| Last Transfer Date | Sep 08, 2025 |
| Transfer Doc | 0000022104 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 02, 2026 |
| Property Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Document Number | 0000017551 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202617551 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | E TITLE LLC, LIGHTNING TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Document Number | 0000017552, |
|---|---|
| Date | Jul 02, 2026 |
| Instrument | 202617552 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Document Number | 0000017959 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023017959 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 16, 2025 |
| Property Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Document Number | 0000022104 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025022104 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Name | Verified Name |
|---|---|
| Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Document Number | 0000022105 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025022105 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 27, 2021 |
| Property Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Document Number | 2021025283 |
| Instrument Date | Jul 01, 2021 |
| Instrument | 2021025283 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13283 FERDEN RD, 13283, OAKLEY, MI 48649-8798 |
| Name | Verified Name |
|---|---|
| Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Document Number | 2021025284 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 2021025284 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 26, 2019 |
| Property Address | 13283 FERDEN RD, OAKLEY, MI 48649-8798 |
| Document Number | 0000021388 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 21388 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13283 W FERGEN RD OAKLEY MI 48649, OAKLEY, MI 48649 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brady Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,200 (+0.67%) | $240,400 (+0.67%) | |
| 2025 | $1,061.00 (-67.67%) Homeowner's exemption | $119,400 (+28.25%) | $238,800 (+28.25%) |
| 2024 | $3,282.00 (+12.13%) | ||
| 2023 | $93,100 | $186,200 | |
| 2022 | $2,927.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 3% of the US · above 7% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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