Saginaw County property record for 13488 Ferden Rd, Oakley, MI 48649 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,873 sqft · built 1993 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Aug 2019) |
| Tax Bill | $1,411 (2025) |
| Deeds & Mortgages | May 2026 Sale Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-09-2-24-3001-001 |
| Primary APN | 07-09-2-24-3001-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,873 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Basement Area | 1,848 sqft |
| Unfinished Basement | 1,808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 1,060 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13488 FERDEN RD |
|---|---|
| City | OAKLEY |
| State | MI |
| Zip | 48649-9771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 279 FT OF S 782 FT OF E 1/2 OF SW 1/4 5 ACRES SEC 24 T9N R2E |
| Legal Range | 02E |
| Legal Township | 09N |
| Legal Section | 24 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRADY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 12500 |
Source: Saginaw County records · APN 07-09-2-24-3001-001
Assessment roll updated September 9, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13488 FERDEN RD, OAKLEY, MI 48649-9771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 28, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 01, 2021 | Deed of Trust, Mortgage GREENSTONE FARM CREDIT SERVICES FLCA |
| Aug 23, 2019 | Warranty Deed, Transfer · Conventional with PMI ELGA CU |
| Feb 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on Record |
| Deed Sale | Aug 23, 2019 · Amount on Record |
| Deed Document Number | 2019202019021259 |
| Last Transfer Date | May 26, 2026 |
| Transfer Doc | 0000014284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 28, 2026 |
| Property Address | 13488 FERDEN RD, OAKLEY, MI 48649-9771 |
| Document Number | 0000014284 |
| Instrument Date | May 26, 2026 |
| Instrument | 202614284 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 13488 FERDEN RD, OAKLEY, MI 48649-9771 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 13488 FERDEN RD, OAKLEY, MI 48649-9771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | MINNESOTA TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 13488 FERDEN RD, OAKLEY, MI 48649-9771 |
| Document Number | 0000009857 |
|---|---|
| Date | Apr 01, 2021 |
| Instrument | 2021009857 |
| Name | GREENSTONE FARM CREDIT SERVICES FLCA |
|---|---|
| Type | Subprime Lender |
| Address | EAST LANSING, MI 48823 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 23, 2019 |
| Property Address | 13488 FERDEN RD, OAKLEY, MI 48649-9771 |
| Document Number | 0000021259 |
| Instrument Date | Aug 09, 2019 |
| Instrument | 21259 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 203 PERRY ST MONTROSE MI 484579168, MONTROSE, MI 48457-9168 |
| Document Number | 21251 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 21251 |
| Name | ELGA CU |
|---|---|
| Type | Credit Union |
| Address | BURTON, MI 48519 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Feb 22, 2017 |
| Property Address | 13488 FERDEN RD, OAKLEY, MI 48649-9771 |
| Document Number | 0000004229 |
| Book / Page | 002890 / 000835 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 4229 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 13488 FERDEN RD OAKLEY MI 486499771, OAKLEY, MI 48649-9771 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Brady Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,300 (+1.33%) | $334,600 (+1.33%) | |
| 2025 | $1,411.00 (-63.26%) Homeowner's exemption | $165,100 (+27.98%) | $330,200 (+27.98%) |
| 2023 | $129,000 | $258,000 | |
| 2022 | $3,841.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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