1. Home
  2. California
  3. San Diego County
  4. Poway
  5. Miguel Garden Way

13340 Miguel Garden Way, Poway, CA 92064 Property Records

San Diego County property record for 13340 Miguel Garden Way, Poway, CA 92064

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,593 sqft · built 1975
Lot Size0.161 acres (7,010 sqft)
Owner2 Individual Names on Record
Last Sale$989,000 (Aug 2025)
Tax Bill$3,518 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN323-330-40-00

Property Details

APN / Parcel Number

Primary APN323-330-40-00
Alternative APN
  • 3230306600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,593 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area7,010 sqft (0.161 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number3230306600
Street Address13340 MIGUEL GARDEN WAY
CityPOWAY
StateCA
Zip92064-5128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal DescriptionSEC 18-14-1W NEQ NLY68 OF SLY 255.89FT OF PAR 12 PER ROS 3888 IN
Legal Range01W
Legal Township14
Legal Section18
Legal SubdivisionSURVEY MAP NO 3888
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2012
Census Tract17010

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13340 MIGUEL GARDEN WAY, POWAY, CA 92064-5128
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Oct 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2025 · Amount on Record
Deed SaleAug 18, 2025 · Amount on Record
Prior SaleMay 14, 1991 · Amount on Record
Deed Document Number2025227787
Prior Transfer DateJul 30, 1996
Prior Transfer Doc0000543471
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13340 MIGUEL GARDEN WAY, POWAY, CA 92064-5128
Transaction TypeMortgage
Record UpdatedNov 3, 2021
Title CompanyCHICAGO TITLE-INLAND EMPIRE, CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13340 MIGUEL GARDEN WAY, POWAY, CA 92064-5128

Mortgage

Document Number0000738369
DateOct 22, 2021
Instrument2021-0738369
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13340 MIGUEL GARDEN WAY, POWAY, CA 92064-5128
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address13340 MIGUEL GARDEN WAY, POWAY, CA 92064-5128

Mortgage

Document Number0000643968
DateOct 21, 2020
Instrument2020-0643968
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$989,000 (+218.35%) Land $740,000 Building $249,000
2025$3,518.00 (+4.98%) Homeowner's exemption$310,667 (+4.04%) Land $128,095 Building $182,572
2023$3,351.00 (+1.73%) Homeowner's exemption$298,606 Land $123,122 Building $175,484
2022$3,294.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF POWAY
serves 49,888 people · EPA ID CA3710015
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
San Diego Broadband
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Miguel Garden Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures