13340 Drayton Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 13340 Drayton Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 2018
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$167,150 (Dec 2018)
Tax Bill	$1,985 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0837-0140`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0837-0140`
Alternative APNs	`00450684` `450684`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	213 ft deep x 79 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00450684
Street Address	13340 DRAYTON DR
City	SPRING HILL
State	FL
Zip	34609-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 837 LOT 14
Legal Range	18E
Legal Township	23S
Legal Section	21
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	837
Legal Lot Number	14
Legal Unit	13
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2035
Census Tract	40907

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13340 DRAYTON DR, SPRING HILL, FL 34609-4441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Feb 8, 2018	Loan Modification, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS
Jan 11, 2018	Grant Deed, Transfer STEEL CITY TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	Jan 11, 2018 · Amount on Record
Deed Document Number	2018077443
Deed Book / Page	3656 / 0188
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	13340 DRAYTON DR, SPRING HILL, FL 34609-4441
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13340 DRAYTON DR, SPRING HILL, FL 34609-4441

Mortgage

Document Number	0046201894
Date	Oct 13, 2025
Book Page	4620/1894
Instrument	2025070838

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 27, 2018
Property Address	13340 DRAYTON DR, SPRING HILL, FL 34609-4441
Document Number	0036560188
Book / Page	3656 / 0188
Map Reference	MB 8 PG 84-100
Instrument Date	Oct 31, 2018
Instrument	2018077443
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2021
Title Company	STEEL CITY TITLE IINC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13340 DRAYTON DR, SPRING HILL, FL 34609-4441

Mortgage

Document Number	2018077444
Date	Dec 27, 2018
Instrument	2018077444

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	13340 DRAYTON DR, SPRING HILL, FL 34609-4441
Document Number	0035561579
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	STEEL CITY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1383 ROUTE 30 CLINTON PA 150261743, CLINTON, PA 15026-1743

Mortgage

Document Number	0035561579
Date	Feb 27, 2018
Book Page	003556/001579
Instrument	11683

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 11, 2018
Property Address	13340 DRAYTON DR, SPRING HILL, FL 34609-4441
Document Number	0035430121
Book / Page	003543 / 000121
Instrument Date	Jan 5, 2018
Instrument	2210
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$84.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,985.00 (+1.48%) Additional exemption filed	$178,504 (+5.99%)	$286,410 (+1.82%) Land $66,061 Building $220,349
2023		$168,420 (+3%) Land $168,420
2022	$1,956.00 Homeowner's exemption	$163,515	$281,290 Land $56,295 Building $224,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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