1334 Willow Oak Dr, Forest, VA 24551 Property Records

Bedford County property record for 1334 Willow Oak Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2014
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Jun 2015)
Tax Bill	$1,031 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135 38 31`

Property Details

APN / Parcel Number

Primary APN	`135 38 31`
Alternative APNs	`90510135` `481622`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1334 WILLOW OAK DR
City	FOREST
State	VA
Zip	24551-2992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREAT OAKS SEC 2 LT 31 PB 50/300
Legal Subdivision	GREAT OAKS SEC 2
Legal Lot Number	31
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30203

Owner

Source: Bedford County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1334 WILLOW OAK DR, FOREST, VA 24551-2992
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BYLINE BANK
Apr 20, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2015 · Amount on Record
Deed Sale	Jun 16, 2015 · Amount on Record
Prior Sale	Jul 3, 2013 · Amount on Record
Deed Document Number	20155428
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	Apr 22, 2026
Property Address	1334 WILLOW OAK DR, FOREST, VA 24551-2992
Document Number	0000003527
Instrument Date	Apr 13, 2026
Instrument	20263527
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1334 WILLOW OAK DR, FOREST, VA 24551-2992

Mortgage

Document Number	0000003527,
Date	Apr 22, 2026
Instrument	20263527

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1334 WILLOW OAK DR, FOREST, VA 24551-2992
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220005853
Date	May 19, 2022
Instrument	220005853

Lender

Name	BYLINE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD VA
Recording Date	Apr 20, 2022
Property Address	1334 WILLOW OAK DR, FOREST, VA 24551-2992
Document Number	0220004567
Instrument Date	Apr 6, 2022
Instrument	220004567
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 148, FOREST, VA 24551-0148

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,031.00	$251,600 (-) Land $50,400 Building $201,200
2025	$1,031.00	$251,600 (+1%) Land $50,400 Building $201,200
2023	$1,031.00 Additional exemption filed	$125,800	$251,600 Land $50,400 Building $201,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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