1380 Willow Oak Dr, Forest, VA 24551 Property Records

Bedford County property record for 1380 Willow Oak Dr, Forest, VA 24551

Property Summary

Property TypeSingle Family Home
Lot Size0.48 acres (20,909 sqft)
OwnerIndividual Name on Record
Last Sale$249,900 (May 2017)
Tax Bill$1,728 (2023)
Deeds & MortgagesJan 2022 Refinance
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN135 38 33

Property Details

APN / Parcel Number

Primary APN135 38 33
Alternative APNs
  • 90510137
  • 498422

Exterior

Lot Area20,909 sqft (0.48 acres)

Location & Zoning

Account Number498422
Street Address1380 WILLOW OAK DR
CityFOREST
StateVA
Zip24551-2992
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREAT OAKS SEC 2 LT 33 PB 50/300
Legal SubdivisionGREAT OAKS SEC 2
Legal Lot Number33
JurisdictionBEDFORD VA
Township / Civil Division3
Census Block Group1
Census Block1004
Census Tract30203

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1380 WILLOW OAK DR, FOREST, VA 24551-2992
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
May 10, 2017Warranty Deed, Subdivision Related Transfer · VA Mortgage
MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2017 · Amount on Record
Deed SaleMay 10, 2017 · Amount on Record
Prior SaleSep 15, 2016 · Amount on Record
Deed Document Number170004233
Record UpdatedJun 7, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBEDFORD VA
Property Address1380 WILLOW OAK DR, FOREST, VA 24551-2992
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220001169
DateJan 31, 2022
Instrument220001169
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueFeb 1, 2047
Interest
Rate TypeFixed Rate
Rate2.25%

May 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBEDFORD VA
Recording DateMay 10, 2017
Property Address1380 WILLOW OAK DR, FOREST, VA 24551-2992
Document Number0170004233
Instrument DateMay 4, 2017
Instrument170004233
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 15, 2023
Title CompanyADVANTAGE TITLE AND CLOSING LLC, ADVANTAGE TITLE & CLOSING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170004234
DateMay 10, 2017
Instrument170004234
Lender
NameMCLEAN MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateVirginia
CountyBedford County
Unified School DistrictBedford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,728.00 Additional exemption filed$210,750$421,500 Land $50,400 Building $371,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEDFORD REGIONAL WATER AUTHORITY (BRWA)
serves 38,794 people · EPA ID VA5019052
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2024–2026)
action level 15 ppb
Copper1.52 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Glo Fiber
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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