13323 Kitty Fork Rd, Orlando, FL 32828 Property Records

Orange County property record for 13323 Kitty Fork Rd, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,680 sqft · built 2001
Lot Size	0.174 acres (7,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,300 (Sep 2001)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-31-0892-00-880`

Property Details

APN / Parcel Number

Primary APN	`23-22-31-0892-00-880`
Alternative APNs	`312223089200880` `605583` `611835` `616640`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,680 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	2,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,568 sqft (0.174 acres)
Garage Type	Attached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	201 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13323 KITTY FORK RD
City	ORLANDO
State	FL
Zip	32828-6188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BRIDGE WATER PHASE 2 43/145 LOT 88
Legal Range	31E
Legal Township	22S
Legal Section	23
Legal Subdivision	BRIDGE WATER PH 2
Legal Phase	2
Legal Tract	892
Legal Lot Number	88
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1007
Census Tract	16743

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13323 KITTY FORK RD, ORLANDO, FL 32828-6188
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NAT'L BK
Oct 5, 2018	Loan Modification, Mortgage · Line of Credit TRUSTCO BK
Sep 14, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2001 · Amount on Record
Deed Sale	Sep 19, 2001 · Amount on Record
Deed Book / Page	6351 / 5355
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13323 KITTY FORK RD, ORLANDO, FL 32828-6188
Document Number	0000626939
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13323 KITTY FORK RD ORLANDO FL 328286188, ORLANDO, FL 32828-6188

Mortgage

Document Number	0000626939
Date	Dec 2, 2020
Instrument	626939

Lender

Name	SEACOAST NAT'L BK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	13323 KITTY FORK RD, ORLANDO, FL 32828-6188
Document Number	0000604358
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13323 KITTY FORK RD ORLANDO FL 328286188, ORLANDO, FL 32828-6188

Mortgage

Document Number	0000604358
Date	Oct 12, 2018
Instrument	604358

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	16%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13323 KITTY FORK RD, ORLANDO, FL 32828-6188
Document Number	0000525133
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13323 KITTY FORK RD ORLANDO FL 328286188, ORLANDO, FL 32828-6188

Mortgage

Document Number	0000525133
Date	Sep 26, 2017
Instrument	525133

Lender

Name	TRUSTCO BK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,492 (+2.7%)	$499,360 (-1.65%) Land $60,000 Building $439,360
2025	$3,833.00 (+6.06%) Homeowner's exemption	$244,880 (+5.99%)	$507,720 (+10.51%) Land $60,000 Building $447,720
2024	$3,614.00 (+7.08%)
2023	$3,375.00 (+4.46%) Homeowner's exemption	$231,048 (+3%)	$459,418 (+14.28%) Land $60,000 Building $399,418
2022	$3,231.00 Homeowner's exemption	$224,318	$402,002 Land $60,000 Building $342,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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