13320 Narrow Passage Rd, Eagle Rock, VA 24085 Property Records

Botetourt County property record for 13320 Narrow Passage Rd, Eagle Rock, VA 24085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,626 sqft · built 1977
Lot Size63 acres (2,744,280 sqft)
Owner2 Individual Names on File
Tax Bill$2,487 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN28-2

Property Details

APN / Parcel Number

Primary APN28-2
Alternative APN
  • 18365

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,626 sqft Finished Area
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialMetal
Lot Area2,744,280 sqft (63 acres)
TerrainHigh
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area180 sqft
Deck Area96 sqft
Patio Area96 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number18365
Street Address13320 NARROW PASSAGE RD
CityEAGLE ROCK
StateVA
Zip24085-3747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionALLENS BRANCH
JurisdictionBOTETOURT VA
Township / Civil DivisionFINCASTLE
Census Block Group2
Census Block2007
Census Tract40100

Owner

13320 Narrow Passage Rd is owned and occupied by two individuals.

Source: Botetourt County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address13320 NARROW PASSAGE RD, EAGLE ROCK, VA 24085-3747
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOTETOURT VA
Property Address13320 NARROW PASSAGE RD, EAGLE ROCK, VA 24085-3747
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190003590
DateSep 30, 2019
Instrument190003590
Lender
NameBANK OF BOTETOURT
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueSep 9, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13320 Narrow Passage Rd was $2,487.

Source: Botetourt County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyBotetourt County
Unified School DistrictBotetourt County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$355,300 (-) Land $180,000 Building $175,300$355,300 (-) Land $180,000 Building $175,300
2025$2,487.00$355,300 Land $180,000 Building $175,300$355,300 Land $180,000 Building $175,300
2024$2,487.00
2023$247,100 (-) Land $150,200 Building $96,900$247,100 (-) Land $150,200 Building $96,900
2022$1,952.00$247,100 Land $150,200 Building $96,900$247,100 Land $150,200 Building $96,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13320 Narrow Passage Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1985–2004)
Claims Outside the SFHA1 of 12
Most Recent ClaimSep 2004 · Severe Storms And Flooding From The Remanants Of Hurricane Jeanne
Claims by Event
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13320 Narrow Passage Rd is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 88% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Narrow Passage Rd

Nearby Streets

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