13320 Girdled Rd, Painesville, OH 44077 Property Records

Lake County property record for 13320 Girdled Rd, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,327 sqft · built 1900
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$5,798 (2023)
Deeds & Mortgages	Jan 2018 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-A-003-K-00-020-0`

Property Details

APN / Parcel Number

Primary APN	`07-A-003-K-00-020-0`
Alternative APN	`B 148`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,327 sqft Living Area
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	702 sqft
Deck Area	144 sqft
Patio Area	128 sqft
Balcony	Balcony
Balcony Area	27 sqft
Shed	1 Shed
Shed Area	130 sqft
Lean-To	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 148
Street Address	13320 GIRDLED RD
City	PAINESVILLE
State	OH
Zip	44077-8715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11
Legal Subdivision	TOWNSHIP/LEROY
Legal Lot Number	11
Jurisdiction	LAKE OH
Township / Civil Division	LEROY
Census Block Group	2
Census Block	2015
Census Tract	205200

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13320 GIRDLED RD, PAINESVILLE, OH 44077-8715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2007
Deed Sale	Apr 18, 2007
Prior Sale	Apr 18, 2007
Deed Document Number	2007R013448
Record Updated	Jun 7, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13320 GIRDLED RD, PAINESVILLE, OH 44077-8715
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000469
Date	Jan 8, 2018
Instrument	2018R000469

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13320 GIRDLED RD, PAINESVILLE, OH 44077-8715
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032270
Date	Nov 28, 2017
Instrument	2017R032270

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Leroy Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,798.00 (+86.37%) Homeowner's exemption Senior Citizen's exemption	$59,080 (-) Land $13,300 Building $45,780
2022	$3,111.00 Homeowner's exemption	$59,080 Land $13,300 Building $45,780
2021			$168,820 Land $38,010 Building $130,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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