13244 Girdled Rd, Painesville, OH 44077 Property Records

Lake County property record for 13244 Girdled Rd, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,822 sqft · built 1917
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$299,999 (Oct 2023)
Tax Bill	$6,014 (2023)
Deeds & Mortgages	Nov 2025 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-A-003-K-00-001-0`

Property Details

APN / Parcel Number

Primary APN	`07-A-003-K-00-001-0`
Alternative APN	`B 153`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,822 sqft Living Area
1st Floor Area	576 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1970
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch
Porch Area	408 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	B 153
Street Address	13244 GIRDLED RD
City	PAINESVILLE
State	OH
Zip	44077-8714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 11
Legal Subdivision	LEROY TOWNSHIP
Legal Lot Number	11
Jurisdiction	LAKE OH
Township / Civil Division	LEROY
Census Block Group	2
Census Block	2014
Census Tract	205200

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13244 GIRDLED RD, PAINESVILLE, OH 44077-8714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
May 6, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 31, 2023	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Nov 28, 2022	Intrafamily Transfer, Transfer · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Nov 28, 2022
Deed Document Number	485266
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13244 GIRDLED RD, PAINESVILLE, OH 44077-8714
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13244 GIRDLED RD, PAINESVILLE, OH 44077-8714

Mortgage

Document Number	0000026049
Date	Nov 19, 2025
Instrument	2025R026049

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13244 GIRDLED RD, PAINESVILLE, OH 44077-8714
Transaction Type	Mortgage
Record Updated	May 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13244 GIRDLED RD, PAINESVILLE, OH 44077-8714

Mortgage

Document Number	0000008509
Date	May 6, 2024
Instrument	2024R008509

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Oct 31, 2023
Property Address	13244 GIRDLED RD, PAINESVILLE, OH 44077-8714
Document Number	0000021854
Instrument Date	Oct 26, 2023
Instrument	2023R021854
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	13244 GIRDLED RD, PAINESVILLE, OH 44077-8714

Mortgage

Document Number	0000021855
Date	Oct 31, 2023
Instrument	2023R021855

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Nov 28, 2022
Property Address	13244 GIRDLED RD, PAINESVILLE, OH 44077-8714
Document Number	0000031333
Instrument Date	Nov 25, 2022
Instrument	2022R031333
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13244 GIRDLED RD, PAINESVILLE, OH 44077-8714

Mortgage

Document Number	0000031349
Date	Nov 28, 2022
Instrument	2022R031349

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Leroy Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,014.00 (+76.52%) Homeowner's exemption	$61,280 (-) Land $16,680 Building $44,600
2022	$3,407.00 Homeowner's exemption	$61,280 Land $16,680 Building $44,600
2021			$175,110 Land $47,670 Building $127,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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