13300 Girdled Rd, Painesville, OH 44077 Property Records

Lake County property record for 13300 Girdled Rd, Painesville, OH 44077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1989
Lot Size	11.1 acres (484,823 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2014)
Tax Bill	$8,024 (2023)
Deeds & Mortgages	Jul 2026 Sale May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-A-003-K-00-016-0`

Property Details

APN / Parcel Number

Primary APN	`07-A-003-K-00-016-0`
Alternative APN	`B 149`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area
Gross Area	1,367 sqft
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	484,823 sqft (11.1 acres)
Garage Type	Detached
Garage Area	576 sqft
Porch	Enclosed Frame Porch
Porch Area	603 sqft
Pole Barn	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	13300 GIRDLED RD
City	PAINESVILLE
State	OH
Zip	44077-8715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 11
Legal Subdivision	TOWNSHIP/LEROY
Legal Block	2
Legal Lot Number	11
Jurisdiction	LAKE OH
Township / Civil Division	LEROY
Census Block Group	2
Census Block	2014
Census Tract	205200

Owner

Source: Lake County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13300 GIRDLED RD, PAINESVILLE, OH 44077-8715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Dec 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2014 · Amount on Record
Deed Sale	Oct 17, 2014 · Amount on Record
Prior Sale	Dec 23, 1987
Deed Document Number	201425975
Last Transfer Date	Dec 3, 2021
Transfer Doc	0000043656
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jul 13, 2026
Property Address	13300 GIRDLED RD, PAINESVILLE, OH 44077-8715
Document Number	0000015403
Instrument Date	Jul 7, 2026
Instrument	202615403
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	13300 GIRDLED RD, PAINESVILLE, OH 44077-8715

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	May 27, 2026
Property Address	13300 GIRDLED RD, PAINESVILLE, OH 44077-8715
Document Number	0000011273
Instrument Date	May 19, 2026
Instrument	202611273
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13300 GIRDLED RD, PAINESVILLE, OH 44077-8715

Mortgage

Document Number	0000011273,
Date	May 27, 2026
Instrument	202611273

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 26, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Dec 14, 2021
Property Address	13300 GIRDLED RD, PAINESVILLE, OH 44077-8715
Document Number	0000043656
Instrument Date	Dec 3, 2021
Instrument	2021R043656
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13300 GIRDLED RD, PAINESVILLE, OH 44077-8715

Mortgage

Document Number	0000043657
Date	Dec 14, 2021
Instrument	2021R043657

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13300 GIRDLED RD, PAINESVILLE, OH 44077-8715
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026803
Date	Oct 31, 2019
Instrument	2019R026803

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	13300 GIRDLED RD, PAINESVILLE, OH 44077-8715
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000489
Date	Jan 8, 2020
Instrument	2020R000489

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
County Subdivision	Leroy Township
Unified School District	Riverside Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,020 (+26%) Land $32,360 Building $70,660	$294,330 (+25.99%) Land $92,450 Building $201,880
2023	$8,024.00 (+85.1%) Homeowner's exemption	$81,760 (-) Land $36,560 Building $45,200
2022	$4,335.00 Homeowner's exemption	$81,760 Land $36,560 Building $45,200
2021			$233,610 Land $104,460 Building $129,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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