1332 McClellan St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1332 McClellan St, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,410 sqft · built 1948
Lot Size0.232 acres (10,125 sqft)
OwnerIndividual Name on Record
Last Sale$196,000 (Dec 2020)
Tax Bill$6,755 (2026)
Deeds & MortgagesFeb 2020 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 40.70-1-32

Property Details

APN / Parcel Number

Primary APN421500 40.70-1-32
Alternative APN
  • 150004007000010320000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,410 sqft Living Area
1st Floor Area940 sqft
Upper Floors Area470 sqft
Basement Area470 sqft
Finished Basement470 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialBrick
Lot Area10,125 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Patio Area130 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1332 MCCLELLAN ST
CitySCHENECTADY
StateNY
Zip12309-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionAND PT OF 37 1X BRICK AND GARAGE
Legal SubdivisionVAN VOST
Legal Block1
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1012
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1332 MCCLELLAN ST, SCHENECTADY, NY 12309-5610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 9, 2020Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2020 · Amount on Record
Deed SaleDec 9, 2020 · Amount on Record
Prior SaleJun 15, 2016 · Amount on Record
Deed Document Number202039080
Deed Book / Page2047 / 607
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1332 MCCLELLAN ST, SCHENECTADY, NY 12309-5610
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007659
DateFeb 24, 2020
Book Page4974/271
Instrument202007659
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 5, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateDec 9, 2020
Property Address1332 MCCLELLAN ST, SCHENECTADY, NY 12309-5610
Document Number0000039080
Book / Page2047 / 607
Instrument DateDec 1, 2020
Instrument202039080
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$784.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1332 MCCLELLAN ST, 1332, SCHENECTADY, NY 12309-5610

Transferred To (Grantee/Buyer)

NameVerified Name
Address4936 HICKORY RD, HAMBURG, NY 14075-1629
InvestorPossibly a Property Investor

Mortgage

Document Number0000039083
DateDec 9, 2020
Instrument202039083
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,755.00 (+1.87%)
2025$6,631.00 (+3.54%)$134,078 (-) Land $23,700 Building $110,378$222,020 (+30.82%) Land $39,245 Building $182,775
2023$134,078 (-) Land $23,700 Building $110,378$169,719 (+3.8%) Land $30,000 Building $139,719
2022$134,078 Land $23,700 Building $110,378$163,510 Land $28,902 Building $134,608
2021$6,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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