Schenectady County and Schenectady City property record for 1298 McClellan St, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,340 sqft · built 1941 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Oct 2025) |
| Tax Bill | $5,946 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.70-1-28 |
| Primary APN | 421500 40.70-1-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 921 sqft |
| Upper Floors Area | 419 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 20 sqft |
| Patio Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1298 MCCLELLAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1X WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.70-1-28
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1027 WENDELL AVE, SCHENECTADY, NY 12308-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Oct 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | Jul 06, 2005 · Amount on Record |
| Deed Document Number | 202524536 |
| Deed Book / Page | 2158 / 928 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1298 MCCLELLAN ST, SCHENECTADY, NY 12309-5609 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1298 MCCLELLAN ST, SCHENECTADY, NY 12309-5609 |
| Document Number | 0000070311 |
|---|---|
| Date | Dec 14, 2023 |
| Book Page | 5347/562 |
| Instrument | 202370311 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 262 Months |
| Due | Oct 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 14, 2025 |
| Property Address | 1298 MCCLELLAN ST, SCHENECTADY, NY 12309-5609 |
| Document Number | 0000024536 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 202524536 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1298 MCCLELLAN ST, SCHENECTADY, NY 12309-5609 |
| Name | Verified Name |
|---|---|
| Address | 1027 WENDELL AVE, SCHENECTADY, NY 12308-2807 |
| Document Number | 0000024537 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 202524537 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,946.00 (+6.9%) | $133,500 (-) Land $20,000 Building $113,500 | $221,063 (+13.35%) Land $33,118 Building $187,945 |
| 2024 | $133,500 (-) Land $20,000 Building $113,500 | $195,033 (+15.41%) Land $29,218 Building $165,815 | |
| 2023 | $133,500 (-) Land $20,000 Building $113,500 | $168,987 (+3.8%) Land $25,316 Building $143,671 | |
| 2022 | $133,500 Land $20,000 Building $113,500 | $162,805 Land $24,390 Building $138,415 | |
| 2021 | $5,562.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 823 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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