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1316 McClellan St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1316 McClellan St, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,477 sqft · built 1941
Lot Size0.232 acres (10,125 sqft)
Owner2 Individuals on Record
Last Sale$245,500 (Aug 2023)
Tax Bill$7,586 (2025)
Deeds & MortgagesOct 2025 Transfer
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 40.70-1-31

Property Details

APN / Parcel Number

Primary APN421500 40.70-1-31
Alternative APN
  • 150004007000010310000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,477 sqft Living Area
1st Floor Area863 sqft
Upper Floors Area614 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area10,125 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area171 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1316 MCCLELLAN ST
CitySCHENECTADY
StateNY
Zip12309-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionAND PT OF 37 2 WOOD AND GARAGE
Legal SubdivisionVAN VOAST
Legal Block1
Legal Lot Number31.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1012
Census Tract20500

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address1316 MCCLELLAN ST, SCHENECTADY, NY 12309-5610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Correction Deed
STEWART TITLE, STEWART TITLE INSURANCE CO
Aug 21, 2023Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Jan 14, 2021Warranty Deed, Transfer · Conventional Mortgage
SARATOGA NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2023 · Amount on Record
Deed SaleAug 21, 2023 · Amount on Record
Prior SaleJan 14, 2021 · Amount on Record
Deed Document Number202347398
Deed Book / Page2114 / 115
Last Transfer DateApr 29, 2025
Transfer Doc0000024434
Record UpdatedSep 20, 2026

October 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateOct 10, 2025
Property Address1316 MCCLELLAN ST, SCHENECTADY, NY 12309-5610
Document Number0000024434
Instrument DateApr 29, 2025
Instrument202524434
Record UpdatedOct 27, 2025
Title CompanySTEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1316 MCCLELLAN ST, SCHENECTADY, NY 12309-5610

Transferred To (Grantee/Buyer)

NameVerified Name
Address1316 MCCLELLAN ST, SCHENECTADY, NY 12309-5610

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 21, 2023
Property Address1316 MCCLELLAN ST, SCHENECTADY, NY 12309-5610
Document Number0000047398
Book / Page2114 / 115
Instrument DateJul 28, 2023
Instrument202347398
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySMPR TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$982.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1316 MCCLELLAN ST, SCHENECTADY, NY 12309-5610

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 WALNUT ST, ONEONTA, NY 13820-1823

Mortgage

Document Number0000047397
DateAug 21, 2023
Instrument202347397
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueAug 1, 2035

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 14, 2021
Property Address1316 MCCLELLAN ST, SCHENECTADY, NY 12309-5610
Document Number0000001790
Book / Page2050 / 18
Instrument DateDec 30, 2020
Instrument202101790
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanySTEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$608.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1316 MCCLELLAN ST, 1316, SCHENECTADY, NY 12309-5610

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 MECHANIC ST, FORT EDWARD, NY 12828-1517
InvestorPossibly a Property Investor

Mortgage

Document Number0000001792
DateJan 14, 2021
Instrument202101792
Lender
NameSARATOGA NATIONAL BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,586.00 (+3.93%)$157,400 (-) Land $23,600 Building $133,800$260,639 (+13.35%) Land $39,079 Building $221,560
2024$157,400 (-) Land $23,600 Building $133,800$229,949 (+15.41%) Land $34,478 Building $195,471
2023$157,400 (-) Land $23,600 Building $133,800$199,241 (+3.8%) Land $29,873 Building $169,368
2022$157,400 Land $23,600 Building $133,800$191,951 Land $28,780 Building $163,171
2021$7,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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