1331 Waterfall Way, Concord, CA 94521 Property Records

Contra Costa County property record for 1331 Waterfall Way, Concord, CA 94521

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,496 sqft · built 1975
Lot Size	0.019 acres (836 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Feb 2026)
Tax Bill	$7,311 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`133-440-002-3`

Property Details

APN / Parcel Number

Primary APN	`133-440-002-3`
Alternative APN	`133-440-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	748 sqft
Basement Area	748 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Lot Area	836 sqft (0.019 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1331 WATERFALL WAY
City	CONCORD
State	CA
Zip	94521-3531
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD
Legal Description	T04782 L0002 B
Legal Subdivision	SUBDIVISION 4782
Legal Tract	04782
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	334007

Owner

1331 Waterfall Way, a townhouse, is owned and occupied by two individuals who bought it in February 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1331 WATERFALL WAY, CONCORD, CA 94521-3531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 19, 2020	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Oct 26, 2021	Grant Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Oct 26, 2021 · Amount on File
Deed Document Number	202611193
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 4, 2026
Property Address	1331 WATERFALL WAY, CONCORD, CA 94521-3531
Document Number	0000011193
Map Reference	MB 181 PG 27 & 28
Instrument Date	Jan 29, 2026
Instrument	2026- 011193
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1331 WATERFALL WAY, CONCORD, CA 94521-3531

Mortgage

Document Number	0000011194
Date	Feb 4, 2026
Instrument	2026- 011194

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1331 WATERFALL WAY, CONCORD, CA 94521-3531
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094995
Date	May 19, 2020
Instrument	2020-094995

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Jun 30, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 26, 2021
Property Address	1331 WATERFALL WAY, CONCORD, CA 94521-3531
Document Number	0000300101
Map Reference	MB 181 PG 27&28
Instrument Date	Oct 15, 2021
Instrument	2021-300101
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 WATERFALL WAY, CONCORD, CA 94521-3531

Mortgage

Document Number	0000300102
Date	Oct 26, 2021
Instrument	2021-300102

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1331 Waterfall Way was $7,311.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$575,000 (+0.34%) Land $319,000 Building $256,000
2025	$7,311.00	$573,051 Land $318,362 Building $254,689
2023	$6,986.00 (+1.39%)	$550,800 Land $306,000 Building $244,800
2022	$6,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1331 Waterfall Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1331 Waterfall Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Sonic Telecom, T-Mobile, Verizon.

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