Contra Costa County property record for 1318 Waterfall Way, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,234 sqft · built 1976 |
| Lot Size | 0.157 acres (6,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $992,000 (Jun 2023) |
| Tax Bill | $12,400 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-453-003-5 |
| Primary APN | 133-453-003-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,234 sqft Living Area |
| 1st Floor Area | 1,111 sqft |
| 2nd Floor Area | 1,123 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Cluster |
| Lot Area | 6,825 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 457 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1318 WATERFALL WAY |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-3534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | TRACT 4637 LOT 14 EX MR |
| Legal Subdivision | SUBDIVISION 4637 |
| Legal Tract | 4637 |
| Legal Lot Number | 14 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 334007 |
Source: Contra Costa County records · APN 133-453-003-5
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1318 WATERFALL WAY, CONCORD, CA 94521-3534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 04, 2026 | Deed of Trust, Mortgage · Line of Credit REDWOOD CREDIT UNION |
| Jun 30, 2023 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Deed Document Number | 202362472 |
| Prior Transfer Date | Aug 23, 1999 |
| Prior Transfer Doc | 0000228291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 04, 2026 |
| Property Address | 1318 WATERFALL WAY, CONCORD, CA 94521-3534 |
| Document Number | 0000058510 |
| Instrument Date | May 27, 2026 |
| Instrument | 202658510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 1318 WATERFALL WAY, CONCORD, CA 94521-3534 |
| Document Number | 0000058510, |
|---|---|
| Date | Jun 04, 2026 |
| Instrument | 202658510 |
| Name | REDWOOD CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 15, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 30, 2023 |
| Property Address | 1318 WATERFALL WAY, CONCORD, CA 94521-3534 |
| Document Number | 0000062472 |
| Map Reference | MB 186 PG 48 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023-062472 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | NOT AVAILABLE, HOMELIGHT TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1318 WATERFALL WAY, CONCORD, CA 94521-3534 |
| Document Number | 0000062473 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-062473 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,052,716 (+2%) Land $615,500 Building $437,216 | |
| 2025 | $12,400.00 (+170.57%) | $1,032,076 (+204.93%) Land $603,432 Building $428,644 |
| 2023 | $4,583.00 (+1.71%) Homeowner's exemption | $338,465 (+2%) Land $118,147 Building $220,318 |
| 2022 | $4,506.00 Homeowner's exemption | $331,830 Land $115,831 Building $215,999 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
May also be available: AT&T, Sonic Telecom, T-Mobile USA, Verizon.
Based on FCC filings for 711 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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