Polk County property record for 1331 Timberidge Loop S, Lakeland, FL 33809 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,024 sqft · built 1983 |
| Lot Size | 0.349 acres (15,207 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $184,900 (Dec 2016) |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161001-000980 |
| Primary APN | 24-27-08-161001-000980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,456 sqft |
| 1st Floor Area | 1,492 sqft |
| Upper Floors Area | 532 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,207 sqft (0.349 acres) |
| Lot Dimensions | 130 ft deep x 117 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 980 sqft |
| Shed | 1 Shed |
| Utility Building | 98 sqft |
| Cooling System | Central |
|---|
| Street Address | 1331 TIMBERIDGE LOOP S |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-2355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TIMBERIDGE PHASE THREE PB 73 PGS 37 & 38 LOT 98 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | TIMBERIDGE PHASE 03 |
| Legal Phase | 3 |
| Legal Tract | 161001 |
| Legal Block | 1 |
| Legal Lot Number | 98 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
Source: Polk County records · APN 24-27-08-161001-000980
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1331 TIMBERIDGE LOOP S, LAKELAND, FL 33809-2355 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Aug 14, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2016 · Amount on Record |
| Deed Sale | Dec 01, 2016 · Amount on Record |
| Prior Sale | Jul 08, 2005 · Amount on Record |
| Deed Document Number | 2016216784 |
| Deed Book / Page | 9999 / 1499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 08, 2026 |
| Property Address | 1331 TIMBERIDGE LOOP S, LAKELAND, FL 33809-2355 |
| Document Number | 0000161816 |
| Book / Page | 14066 / 1754 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026161816 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1331 TIMBERIDGE LOOP S, LAKELAND, FL 33809-2355 |
| Document Number | 0000161816, |
|---|---|
| Date | Jul 08, 2026 |
| Book Page | 14066/1754 |
| Instrument | 2026161816 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1331 TIMBERIDGE LOOP S, LAKELAND, FL 33809-2355 |
| Document Number | 0113741179 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1331 TIMBERIDGE LOOP S LAKELAND FL 338092355, LAKELAND, FL 33809-2355 |
| Document Number | 0113741179 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 011374/001179 |
| Instrument | 191153 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1331 TIMBERIDGE LOOP S, LAKELAND, FL 33809-2355 |
| Document Number | 0113741171 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1331 TIMBERIDGE LOOP S LAKELAND FL 338092355, LAKELAND, FL 33809-2355 |
| Document Number | 0113741171 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 011374/001171 |
| Instrument | 191152 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,632.00 (-21.24%) Homeowner's exemption | $166,481 (+5.99%) | $309,994 (-1.04%) Land $60,000 Building $249,994 |
| 2023 | $2,072.00 (+4.33%) Homeowner's exemption | $157,077 (+3%) | $313,254 (+21.42%) Land $58,000 Building $255,254 |
| 2022 | $1,986.00 Homeowner's exemption | $152,502 | $257,993 Land $48,000 Building $209,993 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,030 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures