1315 Timberidge Loop S, Lakeland, FL 33809 Property Records

Polk County property record for 1315 Timberidge Loop S, Lakeland, FL 33809 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,906 sqft · built 1984
Lot Size	0.349 acres (15,211 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Mar 2026)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-27-08-161001-000960`

Property Details

APN / Parcel Number

Primary APN	`24-27-08-161001-000960`
Alternative APNs	`082724161001000960` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,906 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,906 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	15,211 sqft (0.349 acres)
Lot Dimensions	130 ft deep x 117 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	378 sqft

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	92 sqft
Patio Area	242 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1315 TIMBERIDGE LOOP S
City	LAKELAND
State	FL
Zip	33809-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERIDGE PHASE THREE PB 73 PGS 37 & 38 LOT 96
Legal Range	24E
Legal Township	27S
Legal Section	08
Legal Subdivision	TIMBERIDGE PHASE 03
Legal Phase	3
Legal Tract	161001
Legal Block	1
Legal Lot Number	96
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

Source: Polk County records · APN 24-27-08-161001-000960

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1315 TIMBERIDGE LOOP S, LAKELAND, FL 33809-2355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2026 · Amount on Record
Deed Sale	Mar 23, 2026 · Amount on Record
Prior Sale	Feb 27, 2015 · Amount on Record
Deed Document Number	202668039
Deed Book / Page	13926 / 2075
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 23, 2026
Property Address	1315 TIMBERIDGE LOOP S, LAKELAND, FL 33809-2355
Document Number	0000068039
Book / Page	13926 / 2075
Map Reference	MB 73 PG 37
Instrument Date	Mar 20, 2026
Instrument	2026068039
Transaction Type	Transfer
Record Updated	Apr 06, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,793.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3607 TIMBERLAKE RD W, LAKELAND, FL 33810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 TIMBERIDGE LOOP S, LAKELAND, FL 33809-2355

Mortgage

Document Number	0139262076
Date	Mar 23, 2026
Instrument	13926/2076

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,666.00 (-27.19%) Homeowner's exemption	$169,071 (+5.99%)	$285,707 (-1.18%) Land $60,000 Building $225,707
2024	$2,288.00 (+7.98%)
2023	$2,119.00 (+4.28%) Homeowner's exemption	$159,520 (+3%)	$289,118 (+14.81%) Land $58,000 Building $231,118
2022	$2,032.00 Homeowner's exemption	$154,874	$251,832 Land $48,000 Building $203,832

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050123041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force 19 of 20 on primary residences
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.