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1323 Timberidge Loop S, Lakeland, FL 33809 Property Records

Polk County property record for 1323 Timberidge Loop S, Lakeland, FL 33809 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,607 sqft · built 1984
Lot Size0.349 acres (15,211 sqft)
Owner2 Individual Names on File
Last Sale$119,900 (Jan 2002)
Tax Bill$1,258 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-27-08-161001-000970

Property Details

APN / Parcel Number

Primary APN24-27-08-161001-000970
Alternative APNs
  • 082724161001000970
  • 82724000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,607 sqft Living Area
Gross Area2,195 sqft
1st Floor Area1,607 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeHip
Roof MaterialOther
Lot Area15,211 sqft (0.349 acres)
Lot Dimensions130 ft deep x 117 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area588 sqft

Exterior Amenities

Pool Area310 sqft
PorchUnfinished Open Porch
Porch Area60 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1323 TIMBERIDGE LOOP S
CityLAKELAND
StateFL
Zip33809-2355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTIMBERIDGE PHASE THREE PB 73 PGS 37 & 38 LOT 97
Legal Range24E
Legal Township27S
Legal Section08
Legal SubdivisionTIMBERIDGE PHASE 03
Legal Phase3
Legal Tract161001
Legal Block1
Legal Lot Number97
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1001
Census Tract12304

Owner

Source: Polk County records · APN 24-27-08-161001-000970

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1323 TIMBERIDGE LOOP S, LAKELAND, FL 33809-2355
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 17, 2002 · Amount on Record
Deed SaleJan 17, 2002 · Amount on Record
Deed Book / Page4904 / 1200
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1323 TIMBERIDGE LOOP S, LAKELAND, FL 33809-2355
Document Number0108732125
Instrument DateJun 03, 2019
Transaction TypeMortgage
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1328 TIMBERIDGE LOOP S LAKELAND FL 33809, LAKELAND, FL 33809

Mortgage

Document Number0108732125
DateJun 12, 2019
Book Page010873/002125
Instrument122509
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,258.00 (-26.56%) Homeowner's exemption$137,499 (+5.99%)$284,059 (-1.5%) Land $60,000 Building $224,059
2023$1,713.00 (+4.83%) Homeowner's exemption$129,732 (+3%)$288,386 (+16.29%) Land $58,000 Building $230,386
2022$1,634.00 Homeowner's exemption$125,953$247,990 Land $48,000 Building $199,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050123041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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