1331 Thomson Rd, Niles, MI 49120 Property Records

Cass County property record for 1331 Thomson Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1999
Lot Size	2.85 acres (124,146 sqft)
Owner	2 Individual Names on File
Last Sale	$127,500 (Jul 2023)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-020-350-012-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-350-012-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,104 sqft Building Perimeter
1st Floor Area	1,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Lot Area	124,146 sqft (2.85 acres)

Location & Zoning

Street Address	1331 THOMSON RD
City	NILES
State	MI
Zip	49120-9332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	970 LOTS 12 THRU 14 HIPSHIER ACRES.
Legal Subdivision	HIPSHIER ACRES
Legal Lot Number	12,14
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	4
Census Block	4005
Census Tract	1500

Owner

1331 Thomson Rd is owned and occupied by two individuals who bought it in July 2023.

Source: Cass County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1331 THOMSON RD, NILES, MI 49120-9332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Feb 18, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Sep 29, 2008 · Amount on File
Deed Document Number	2023204797
Deed Book / Page	1234 / 2474
Prior Transfer Date	Feb 5, 2020
Prior Transfer Doc	1167/1837
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jul 17, 2023
Property Address	1331 THOMSON RD, NILES, MI 49120-9332
Document Number	01234/2474
Book / Page	1234 / 2474
Map Reference	LB 1-F PG 275
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$956.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1331 THOMSON RD, NILES, MI 49120-9332

Mortgage

Document Number	0012342475
Date	Jul 17, 2023
Instrument	1234-2475

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	01234/2499
Date	Jul 17, 2023
Book Page	1234/2499

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Feb 18, 2020
Property Address	1331 THOMSON RD, NILES, MI 49120-9332
Document Number	1167/1837
Book / Page	1167 / 1837
Map Reference	LB 1-F PG 275
Instrument Date	Feb 5, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1866 LEWIS DR, 1866, NILES, MI 49120-3718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1331 THOMSON RD, NILES, MI 49120-9332

Tax Assessment & Valuation

The 2025 property tax bill for 1331 Thomson Rd was $1,385 with a homeowner's exemption, up 2.9% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,600 (+18.46%) Land $61,600	$123,200 (+18.46%) Land $123,200
2025	$1,385.00 (+2.9%) Homeowner's exemption	$52,000 Land $52,000	$104,000 Land $104,000
2024	$1,346.00
2023		$39,800	$79,600
2022	$895.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1331 Thomson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1331 Thomson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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