1331 Thomas St, Los Banos, CA 93635 Property Records

Merced County property record for 1331 Thomas St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 2020
Lot Size	0.151 acres (6,556 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Sep 2023)
Tax Bill	$6,672 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083-650-075-000`

Property Details

APN / Parcel Number

Primary APN	`083-650-075-000`
Alternative APN	`083-650-075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,556 sqft (0.151 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	083-650-075
Street Address	1331 THOMAS ST
City	LOS BANOS
State	CA
Zip	93635-5399
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 SHAUNESSY VILLAGE PH 3 SEC 24/10/10
Legal Subdivision	2018-03 SHAUNESSY VILLAGE PH #
Legal Lot Number	13
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1000
Census Tract	2303

Owner

1331 Thomas St is owned by an individual who bought it in September 2023.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1382 SANDIA AVE, SUNNYVALE, CA 94089-2615
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 29, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Nov 29, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Nov 29, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CHANGE LENDING LLC
Sep 11, 2020	Grant Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on File
Deed Sale	Sep 8, 2023 · Amount on File
Prior Sale	Nov 29, 2021
Deed Document Number	202321483
Prior Transfer Date	Nov 19, 2021
Prior Transfer Doc	0000052684
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 8, 2023
Property Address	1331 THOMAS ST, LOS BANOS, CA 93635-5399
Document Number	0000021483
Map Reference	VOL 81 PG 49-52
Instrument Date	Aug 31, 2023
Instrument	2023021483
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1382 SANDIA AVE, SUNNYVALE, CA 94089-2615

Mortgage

Document Number	0000021484
Date	Sep 8, 2023
Instrument	2023021484

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 29, 2021
Property Address	1331 THOMAS ST, LOS BANOS, CA 93635-5399
Document Number	0000052684
Map Reference	VOL 81 PG 49-52
Instrument Date	Nov 19, 2021
Instrument	2021052684
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 THOMAS ST, LOS BANOS, CA 93635-5399

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 29, 2021
Property Address	1331 THOMAS ST, LOS BANOS, CA 93635-5399
Document Number	0000052685
Map Reference	VOL 81 PG 49-52
Instrument Date	Nov 19, 2021
Instrument	2021052685
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1331 THOMAS ST, LOS BANOS, CA 93635-5399

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 29, 2021
Property Address	1331 THOMAS ST, LOS BANOS, CA 93635-5399
Document Number	0000052686
Map Reference	VOL 81 PG 49-52
Instrument Date	Nov 19, 2021
Instrument	2021052686
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 THOMAS ST, LOS BANOS, CA 93635-5399

Mortgage

Document Number	0000052687
Date	Nov 29, 2021
Instrument	2021052687

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 11, 2020
Property Address	1331 THOMAS ST, LOS BANOS, CA 93635-5399
Document Number	0000031984
Map Reference	VOL 81 PG 49-52
Instrument Date	Aug 5, 2020
Instrument	2020031984
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1331 THOMAS STREET, LOS BANOS, CA 93635-5399

Mortgage

Document Number	0000031985
Date	Sep 11, 2020
Instrument	2020031985

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1331 Thomas St was $6,672, up 3.4% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$455,000 (-6.09%) Land $140,000 Building $315,000
2025	$6,672.00 (+3.41%)	$484,498 Land $122,400 Building $362,098
2024	$6,452.00 (+18.21%)
2023	$5,458.00 (+1.7%)	$403,920 Land $105,519 Building $298,401
2022	$5,367.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1331 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1331 Thomas St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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