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1325 Thomas St, Los Banos, CA 93635 Property Records

Merced County property record for 1325 Thomas St, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,385 sqft · built 2020
Lot Size0.151 acres (6,556 sqft)
Owner2 Individual Names on File
Last Sale$333,000 (Aug 2020)
Tax Bill$5,323 (2025)
Deeds & MortgagesAug 2020 Transfer
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN083-650-073-000

Property Details

APN / Parcel Number

Primary APN083-650-073-000
Alternative APN
  • 083-650-073

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,385 sqft Living Area
1st Floor Area1,385 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,556 sqft (0.151 acres)
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space
Patio Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number083-650-073
Street Address1325 THOMAS ST
CityLOS BANOS
StateCA
Zip93635-5399
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 SHAUNESSY VILLAGE PH 3 SEC 24/10/10
Legal Subdivision2018-03 SHAUNESSY VILLAGE PH #
Legal Lot Number11
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group1
Census Block1000
Census Tract2303

Owner

1325 Thomas St is owned and occupied by two individuals who bought it in August 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1325 THOMAS ST, LOS BANOS, CA 93635-5399
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Aug 20, 2020Grant Deed, Transfer · FHA Mortgage
ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2020 · Amount on File
Deed SaleAug 20, 2020 · Amount on File
Deed Document Number202028708
Prior Transfer DateAug 10, 2020
Prior Transfer Doc0000028707
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateAug 20, 2020
Property Address1325 THOMAS ST, LOS BANOS, CA 93635-5399
Document Number0000028707
Instrument DateAug 13, 2020
Instrument28707
Transaction TypeTransfer
Record UpdatedSep 19, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1325 THOMAS ST DOS PALOS CA 936202229, DOS PALOS, CA 93620-2229

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateAug 20, 2020
Property Address1325 THOMAS ST, LOS BANOS, CA 93635-5399
Document Number0000028708
Map ReferenceMB 81 PG 49-52
Instrument DateAug 10, 2020
Instrument2020028708
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1325 THOMAS STREET, LOS BANOS, CA 93635-5399

Mortgage

Document Number0000028709
DateAug 20, 2020
Instrument2020028709
Lender
NameROYAL PACIFIC FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1325 Thomas St was $5,323.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$367,656 (+2%) Land $104,886 Building $262,770
2025$5,323.00$360,448 Land $102,830 Building $257,618
2023$4,837.00 (+1.75%)$346,453 Land $98,838 Building $247,615
2022$4,754.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1325 Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1325 Thomas St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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