1331 Gem Cir, #38, Rockledge, FL 32955 Property Records

Brevard County property record for 1331 Gem Cir, #38, Rockledge, FL 32955

Property Summary

Property Type	Condominium
Details	1,876 sqft · built 2004
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Apr 2019)
Tax Bill	$4,855 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-36-17-3A-38`

Property Details

APN / Parcel Number

Primary APN	`25-36-17-3A-38`
Alternative APNs	`25-36-17-3A-00038.0-0000.00` `2522937`

Interior

Stories	2 Stories
Building Area	1,876 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	756 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	418 sqft
Porch	Florida Room
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2522937
Street Address	1331 GEM CIR, 38
City	ROCKLEDGE
State	FL
Zip	32955-6418
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE GEMS CONDO PH 2B, 3, 4, 5, 6, 7, 8 UNIT 38 AS DESC IN ORB 3430 PG 2732 AND ALL AMENDMENTS THERETO.
Legal Range	36E
Legal Township	25S
Legal Section	17
Legal Subdivision	THE GEMS PH 2-B,3,4,5,6,7,8 A CONDO
Legal Phase	3-8
Legal Block	38
Legal Unit	38
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	5
Census Block	5009
Census Tract	63105

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1331 GEM CIR, 38, ROCKLEDGE, FL 32955-6418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 26, 2019	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Dec 30, 2004 · Amount on Record
Deed Document Number	201988172
Deed Book / Page	8424 / 413
Prior Transfer Date	Jan 1, 2008
Prior Transfer Doc	0058397671
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1331 GEM CIR # 38, 38, ROCKLEDGE, FL 32955-6418
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 GEM CIR 38, 38, ROCKLEDGE, FL 32955-6418

Mortgage

Document Number	0093300859
Date	Nov 18, 2021
Book Page	9330/859
Instrument	2021302795

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Aug 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Apr 26, 2019
Property Address	1331 GEM CIR # 38, 38, ROCKLEDGE, FL 32955-6418
Document Number	0084240413
Book / Page	8424 / 0413
Map Reference	OR 3325 PG 398
Instrument Date	Apr 26, 2019
Instrument	2019088172
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ON POINT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 NEWTON CIR, 1050, ROCKLEDGE, FL 32955-4571

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 GEM CIR # 38, 38, ROCKLEDGE, FL 32955-6418

Mortgage

Document Number	2019088173
Date	Apr 26, 2019
Instrument	2019088173

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Rockledge City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,370 (+0.28%)	$304,370 (+0.28%)
2025	$4,855.00 (+3.87%)	$303,530 (+0.08%)	$303,530 (+0.08%)
2024	$4,674.00 (+3.38%)
2023	$4,521.00 (+12.49%)	$303,300 (+9.48%) Land $69,000 Building $234,300	$303,300 (+9.48%) Land $69,000 Building $234,300
2022	$4,019.00	$277,030 Land $63,000 Building $214,030	$277,030 Land $63,000 Building $214,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	7 (2000–2022)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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