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1338 Gem Cir, #20, Rockledge, FL 32955 Property Records

Brevard County property record for 1338 Gem Cir, #20, Rockledge, FL 32955

Property Summary

Property TypeCondominium
Details1,747 sqft · built 1996
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Dec 2024)
Tax Bill$4,901 (2025)
Deeds & MortgagesAug 2020 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN25-36-17-3A-20

Property Details

APN / Parcel Number

Primary APN25-36-17-3A-20
Alternative APNs
  • 25-36-17-3A-00020.0-0000.00
  • 2522938

Interior

Stories2 Stories
Building Area1,747 sqft Living Area
Gross Area2,359 sqft
1st Floor Area763 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area4,356 sqft (0.1 acres)
Garage TypeAttached
Garage Area430 sqft
PorchFinished/Open Porch
Deck Area276 sqft
Patio Area42 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number2522938
Street Address1338 GEM CIR, 20
CityROCKLEDGE
StateFL
Zip32955-6417
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTHE GEMS CONDO PH 2B, 3, 4, 5, 6, 7, 8 UNIT 20 AS DESC IN ORB 3430 PG 2732 AND ALL AMENDMENTS THERETO.
Legal Range36E
Legal Township25S
Legal Section17
Legal SubdivisionTHE GEMS PH 2-B,3,4,5,6,7,8 A CONDO
Legal Phase3-8
Legal Block20
Legal Unit20
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group5
Census Block5005
Census Tract63105

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1891 SUN GAZER DR, ROCKLEDGE, FL 32955-6336
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 3, 2018Deed of Trust, Mortgage · VA Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2024 · Amount on Record
Deed SaleDec 13, 2024 · Amount on Record
Prior SaleFeb 12, 2018
Deed Document Number2024248690
Deed Book / Page10222 / 2473
Prior Transfer DateFeb 3, 2018
Prior Transfer Doc2018030850
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1338 GEM CIR # 20, 20, ROCKLEDGE, FL 32955-6417
Transaction TypeMortgage
Record UpdatedNov 25, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0088220943
DateAug 12, 2020
Book Page8822/943
Instrument2020172674
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term334 Months
DueJun 1, 2048

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1338 GEM CIR # 20, 20, ROCKLEDGE, FL 32955-6417
Document Number0080890554
Instrument DateFeb 3, 2018
Transaction TypeMortgage
Record UpdatedJul 16, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1338 GEM CIR ROCKLEDGE FL 329556417, ROCKLEDGE, FL 32955-6417

Mortgage

Document Number0080890554
DateFeb 12, 2018
Book Page008089/000554
Instrument30851
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 11, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityRockledge City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$307,240 (+0.26%)$307,240 (+0.26%)
2025$4,901.00 (-4.54%)$306,450 (+72.58%)$306,450 (-2.71%)
2024$5,134.00 (+131.26%)
2023$2,220.00 (+6.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$177,570 (+3%)$315,000 (+6.91%) Land $71,000 Building $244,000
2022$2,078.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$172,400$294,640 Land $65,000 Building $229,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims7 (2000–2022)
Claims Outside the SFHA7 of 7
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications.

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