Brevard County property record for 1327 Gem Cir, #40, Rockledge, FL 32955
| Property Type | Condominium |
|---|---|
| Details | 1,208 sqft · built 2004 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Sep 2019) |
| Tax Bill | $3,986 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-36-17-3A-40 |
| Primary APN | 25-36-17-3A-40 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,208 sqft Living Area |
| Gross Area | 1,602 sqft |
| 1st Floor Area | 1,208 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Attached |
| Garage Area | 361 sqft |
| Porch | Finished/Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2522925 |
|---|---|
| Street Address | 1327 GEM CIR, 40 |
| City | ROCKLEDGE |
| State | FL |
| Zip | 32955-6416 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | THE GEMS CONDO PH 2B, 3, 4, 5, 6, 7, 8 UNIT 40 AS DESC IN ORB 3430 PG 2732 AND ALL AMENDMENTS THERETO. |
| Legal Range | 36E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | THE GEMS PH 2-B,3,4,5,6,7,8 A CONDO |
| Legal Phase | 3-8 |
| Legal Block | 40 |
| Legal Unit | 40 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 63105 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1890 BRIDGEPORT CIR, ROCKLEDGE, FL 32955-4332 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage DYBN FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on Record |
| Deed Sale | Sep 25, 2019 · Amount on Record |
| Prior Sale | Dec 28, 2005 · Amount on Record |
| Deed Document Number | 2019210332 |
| Deed Book / Page | 8548 / 140 |
| Prior Transfer Date | Aug 31, 2004 |
| Prior Transfer Doc | 0000287584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1327 GEM CIR # 40, 40, ROCKLEDGE, FL 32955-6416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0093532707 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 9353/2707 |
| Instrument | 2021322828 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Sep 25, 2019 |
| Property Address | 1327 GEM CIR # 40, 40, ROCKLEDGE, FL 32955-6416 |
| Document Number | 0085480140 |
| Book / Page | 8548 / 0140 |
| Map Reference | MB 3325 PG 398 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 2019210332 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Title Company | PRESTIGE TTL OF BREVARD LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1105 SHILOH DR, 1105, VIERA, FL 32940-6623 |
| Name | Verified Name |
|---|---|
| Address | 1327 GEM CIR # 40, 40, ROCKLEDGE, FL 32955-6416 |
| Document Number | 2019210333 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 2019210333 |
| Name | DYBN FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Rockledge City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,020 (+0.26%) | $249,020 (+0.26%) | |
| 2025 | $3,986.00 (+99.4%) | $248,370 (+56.24%) Land $69,000 Building $179,370 | $248,370 (+0.07%) Land $69,000 Building $179,370 |
| 2023 | $1,999.00 (+6.96%) Homeowner's exemption | $158,970 (+3%) | $248,200 (+7.81%) Land $69,000 Building $179,200 |
| 2022 | $1,869.00 Homeowner's exemption | $154,340 | $230,210 Land $63,000 Building $167,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 7 (2000–2022) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
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