13309 Gardner Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 13309 Gardner Ave, Lubbock, TX 79424

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,400 sqft · built 2019
Lot Size0.53 acres (23,107 sqft)
OwnerIndividual Name on Record
Tax Bill$9,113 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR328707

Property Details

APN / Parcel Number

Primary APNR328707

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,400 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area23,107 sqft (0.53 acres)
Garage Area708 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address13309 GARDNER AVE
CityLUBBOCK
StateTX
Zip79424-3960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNDANCE ESTATES L 61
Legal SubdivisionSUNDANCE ESTATES
Legal Lot Number610
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group1
Census Block1006
Census Tract10422

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13309 GARDNER AVE, LUBBOCK, TX 79424-3960
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Vendor's Lien, Transfer · Conventional Mortgage
AMARILLO NATIONAL BANK
Oct 17, 2019Vendor's Lien, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jun 27, 2019Deed of Trust, Mortgage
FIRST BK
Feb 4, 2019Vendor's Lien, Transfer
FIRST BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2025
Deed SaleOct 22, 2025
Prior SaleOct 17, 2019
Deed Document Number2025041585
Record UpdatedJun 8, 2026

October 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateOct 22, 2025
Property Address13309 GARDNER AVE, LUBBOCK, TX 79424-3960
Document Number0000041585
Map ReferenceDOC 2016026077
Instrument DateOct 16, 2025
Instrument2025041585
Transaction TypeTransfer
Record UpdatedOct 31, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13309 GARDNER AVE, LUBBOCK, TX 79424-3960

Mortgage

Document Number0000041586
DateOct 22, 2025
Instrument2025041586
Lender
NameAMARILLO NATIONAL BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

October 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateOct 17, 2019
Property Address13309 GARDNER AVE, LUBBOCK, TX 79424-3960
Document Number0000040768
Map ReferenceDOC 2016026077
Instrument DateOct 16, 2019
Instrument2019040768
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyTRUE TITLE PARTNERS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13309 GARDNER AVE, LUBBOCK, TX 79424-3960

Mortgage

Document Number0000040769
DateOct 17, 2019
Instrument2019040769
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address13309 GARDNER AVE, LUBBOCK, TX 79424-3960
Document Number0000025532
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyTRUE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5225 S LOOP 289 #118 LUBBOCK TX 794241319, 118, LUBBOCK, TX 79424-1319
InvestorPossibly a Property Investor

Mortgage

Document Number0000025532
DateJul 5, 2019
Instrument25532
Lender
NameFIRST BK
TypeBank
AddressLUBBOCK, TX 79424
Agreement
AmountAmount Recorded

February 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateFeb 4, 2019
Property Address13309 GARDNER AVE, LUBBOCK, TX 79424-3960
Document Number0000004030
Map ReferenceDOC 2016026077
Instrument DateJan 31, 2019
Instrument2019004030
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyTRUE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address10210 FRANKFORD AVE # 110, 110, LUBBOCK, TX 79424-5840
InvestorPossibly a Property Investor

Mortgage

Document Number0000004031
DateFeb 4, 2019
Instrument2019004031
Lender
NameFIRST BANK & TRUST
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,113.00 (+5.32%) Homeowner's exemption$519,421 (+9.79%) Land $57,768 Building $461,653$519,421 (+8.74%) Land $57,768 Building $461,653
2024$8,653.00 (-1.5%)
2023$8,785.00 (-10.68%) Homeowner's exemption$473,096 Land $57,768 Building $419,915$477,683 Land $57,768 Building $419,915
2022$9,835.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20

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