Lubbock County property record for 13403 Gardner Ave, Lubbock, TX 79424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,598 sqft · built 2019 |
| Lot Size | 0.53 acres (23,107 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,321 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Aug 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R328704 |
| Primary APN | R328704 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,598 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,107 sqft (0.53 acres) |
| Garage Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 13403 GARDNER AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79424-3959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNDANCE ESTATES L 58 |
| Legal Subdivision | SUNDANCE ESTATES |
| Legal Lot Number | 580 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10422 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 13403 GARDNER AVE, LUBBOCK, TX 79424-3959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2020 | Vendor's Lien, Transfer · Conventional Mortgage FIRST RATE FINANCIAL GROUP |
| Aug 13, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST BK |
| Jan 10, 2019 | Warranty Deed, Construction Loan · Construction Mortgage COMMERCIAL ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2020 |
| Deed Sale | Mar 5, 2020 |
| Deed Document Number | 2020009341 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Mar 5, 2020 |
| Property Address | 13403 GARDNER AVE, LUBBOCK, TX 79424-3959 |
| Document Number | 0000009341 |
| Map Reference | DOC 2016026077 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 2020009341 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | TRUE TITLE PARTNERS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13403 GARDNER AVE, LUBBOCK, TX 79424-3959 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009342 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 2020009342 |
| Name | FIRST RATE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Aug 13, 2019 |
| Property Address | 13403 GARDNER AVE, LUBBOCK, TX 79424-3959 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 31387 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 28, 2019 |
| Title Company | TRUE TITLE PARTNERS, TRUE TITLE PTRS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10210 FRANKFORD AVE #110 LUBBOCK TX 794245840, 110, LUBBOCK, TX 79424-5840 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031387 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 31387 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | LUBBOCK, TX 79424 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jan 10, 2019 |
| Property Address | 13403 GARDNER AVE, LUBBOCK, TX 79424-3959 |
| Document Number | 0000001093 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 1093 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 25, 2019 |
| Title Company | TRUE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10210 FRANKFORD AVE #110 LUBBOCK TX 794245802, 110, LUBBOCK, TX 79424-5802 |
| Document Number | 1094 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 1094 |
| Name | COMMERCIAL ST BK |
|---|---|
| Type | Bank |
| Address | ANDREWS, TX 79714 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 9, 2020 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock-Cooper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,321.00 (+5.44%) Homeowner's exemption | $529,439 (+16.54%) Land $57,768 Building $471,671 | $529,439 (+8.76%) Land $57,768 Building $471,671 |
| 2024 | $8,840.00 (+5.36%) | ||
| 2023 | $8,390.00 (-5.76%) Homeowner's exemption | $454,304 Land $57,768 Building $429,027 | $486,795 Land $57,768 Building $429,027 |
| 2022 | $8,903.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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