11212 Gardner Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 11212 Gardner Ave, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,891 sqft · built 2018
Lot Size	0.148 acres (6,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,750 (Oct 2026)
Tax Bill	$5,259 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R326699`

Property Details

APN / Parcel Number

Primary APN	`R326699`
Alternative APN	`R2903800000001160000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,891 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,441 sqft (0.148 acres)
Garage Type	Attached
Garage Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11212 GARDNER AVE
City	LUBBOCK
State	TX
Zip	79424-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUNTAIN HILLS L 116
Legal Subdivision	FOUNTAIN HILLS
Legal Lot Number	116
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2026
Census Tract	10421

Owner

Source: Lubbock County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1102 JUSTICE AVE, LUBBOCK, TX 79416-5941
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed, Transfer · Conventional Mortgage TEXAS TECH FEDERAL CREDIT UNION
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage WATERMARK CAP
Dec 21, 2018	Vendor's Lien, Transfer CARDINAL FINANCIAL COMPANY LP
Feb 23, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST BK/CHAMPAIGN
Jan 10, 2018	Loan Modification, Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	202640194
Prior Transfer Date	Dec 20, 2018
Prior Transfer Doc	0000047843
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 2, 2026
Property Address	11212 GARDNER AVE, LUBBOCK, TX 79424-3926
Document Number	0000040194
Instrument Date	Sep 30, 2026
Instrument	202640194
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1102 JUSTICE AVE, LUBBOCK, TX 79416-5941

Mortgage

Document Number	0000040195,
Date	Oct 2, 2026
Instrument	202640195

Lender

Name	TEXAS TECH FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	11212 GARDNER AVE, LUBBOCK, TX 79424-3926
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036423
Date	Jul 19, 2021
Instrument	2021036423

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	11212 GARDNER AVE, LUBBOCK, TX 79424-3926
Document Number	0000034279
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11212 GARDNER AVE LUBBOCK TX 794243926, LUBBOCK, TX 79424-3926

Mortgage

Document Number	0000034279
Date	Sep 3, 2019
Instrument	34279

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 21, 2018
Property Address	11212 GARDNER AVE, LUBBOCK, TX 79424-3926
Document Number	0000047843
Map Reference	DOC 2015013772
Instrument Date	Dec 20, 2018
Instrument	2018047843
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11212 GARDNER AVE, LUBBOCK, TX 79424-3926

Mortgage

Document Number	0000047844
Date	Dec 21, 2018
Instrument	2018047844

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LUBBOCK TX
Recording Date	Feb 23, 2018
Property Address	11212 GARDNER AVE, LUBBOCK, TX 79424-3926
Instrument Date	Feb 5, 2018
Instrument	6330
Transaction Type	Construction Loan
Record Updated	Mar 8, 2018
Title Company	SERVICE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6107 89TH ST LUBBOCK TX 794240834, LUBBOCK, TX 79424-0834

Mortgage

Document Number	0000006330
Date	Feb 23, 2018
Instrument	6330

Lender

Name	FIRST BK/CHAMPAIGN
Type	Bank
Address	LUBBOCK, TX 79424

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 22, 2019

Interest

Rate Type	Adjustable Rate

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	11212 GARDNER AVE, LUBBOCK, TX 79424-3926
Document Number	0000001405
Instrument Date	Jan 10, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6107 89TH ST LUBBOCK TX 794240834, LUBBOCK, TX 79424-0834

Mortgage

Document Number	0000001405
Date	Jan 16, 2018
Instrument	1405

Lender

Name	FIRST BK
Type	Bank
Address	LUBBOCK, TX 79453-9963

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2019

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,259.00 (-5.4%)	$333,128 (+5.06%) Land $46,000 Building $287,128	$333,128 (+5.06%) Land $46,000 Building $287,128
2024	$5,559.00 (+1.02%)
2023	$5,503.00 (-19.24%)	$317,084 Land $46,000 Building $271,084	$317,084 Land $46,000 Building $271,084
2022	$6,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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