Montgomery County property record for 13303 Lydia St, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,769 sqft · built 1956 |
| Lot Size | 0.163 acres (7,105 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Nov 2024) |
| Tax Bill | $5,384 (2025) |
| Deeds & Mortgages | Nov 2024 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01320278 |
| Primary APN | 13-01320278 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,769 sqft Living Area |
| 1st Floor Area | 1,019 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,105 sqft (0.163 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01320278 |
|---|---|
| Street Address | 13303 LYDIA ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-5223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | HARMONY HILLS |
| Legal Subdivision | HARMONY HILLS |
| Legal Block | 11 |
| Legal Lot Number | 16 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 703302 |
13303 Lydia St is owned and occupied by an individual who bought it in November 2024.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13303 LYDIA ST, SILVER SPRING, MD 20906-5223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on File |
| Deed Sale | Nov 12, 2024 · Amount on File |
| Prior Sale | Jul 7, 2003 · Amount on File |
| Deed Book / Page | 68594 / 232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 12, 2024 |
| Property Address | 13303 LYDIA ST, SILVER SPRING, MD 20906-5223 |
| Document Number | 0685940232 |
| Book / Page | 68594 / 232 |
| Map Reference | MB 51 PL 3971 |
| Instrument Date | Oct 23, 2024 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Title Company | CHASE SETTLEMENTS LLC, CHALET SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,300.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13303 LYDIA ST, SILVER SPRING, MD 20906-5223 |
| Document Number | 0068594238 |
|---|---|
| Date | Nov 12, 2024 |
| Instrument | 68594/238 |
| Name | AMERICA TRUST FUNDING MORTGAGE BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2039 |
The 2025 property tax bill for 13303 Lydia St was $5,384.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $432,833 (+7.4%) | $492,500 (+22.21%) Land $174,800 Building $317,700 | |
| 2025 | $5,384.00 | $403,000 Land $174,800 Building $228,200 | $403,000 Land $174,800 Building $228,200 |
| 2023 | $352,133 | $403,000 Land $174,800 Building $228,200 | |
| 2022 | $3,506.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13303 Lydia St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 20 (1978–2021) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13303 Lydia St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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