13311 Lydia St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13311 Lydia St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,949 sqft · built 1956
Lot Size	0.189 acres (8,241 sqft)
Owner	Individual Name on Record
Last Sale	$358,500 (Aug 2017)
Tax Bill	$5,092 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01321570`

Property Details

APN / Parcel Number

Primary APN	`13-01321570`
Alternative APN	`01321570`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,949 sqft Living Area
1st Floor Area	1,199 sqft
Basement Area	750 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,241 sqft (0.189 acres)
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01321570
Street Address	13311 LYDIA ST
City	SILVER SPRING
State	MD
Zip	20906-5223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	HARMONY HILLS
Legal Subdivision	HARMONY HILLS
Legal Block	11
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1012
Census Tract	703302

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13311 LYDIA ST, SILVER SPRING, MD 20906-5223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 17, 2017	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on Record
Deed Sale	Aug 17, 2017 · Amount on Record
Deed Book / Page	54744 / 412
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 8, 2026
Property Address	13311 LYDIA ST, SILVER SPRING, MD 20906-5223
Document Number	7034000096
Book / Page	70341 / 96
Instrument Date	Mar 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13311 LYDIA ST, SILVER SPRING, MD 20906-5223

Mortgage

Document Number	7034000096,
Date	Apr 8, 2026
Book Page	70341/96

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 15, 2051

Interest

Rate	6.09%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13311 LYDIA ST, SILVER SPRING, MD 20906-5223
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13311 LYDIA ST, SILVER SPRING, MD 20906-5223

Mortgage

Document Number	0634260455
Date	Jul 6, 2021
Book Page	63426/455

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 17, 2017
Property Address	13311 LYDIA ST, SILVER SPRING, MD 20906-5223
Document Number	0547440412
Book / Page	54744 / 412
Map Reference	MB51 PG3971
Instrument Date	Aug 3, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,481.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13311 LYDIA ST, SILVER SPRING, MD 20906-5223

Mortgage

Document Number	0054744419
Date	Aug 17, 2017
Instrument	54744/419

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,567 (+6.53%)	$515,900 (+19.59%) Land $178,800 Building $337,100
2025	$5,092.00 (-5.51%)	$431,400 (+14.15%) Land $178,800 Building $252,600	$431,400 (-) Land $178,800 Building $252,600
2024	$5,389.00 (+40.48%)
2023		$377,933	$431,400 Land $178,800 Building $252,600
2022	$3,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (1978–2021)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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