13310 Lydia St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 13310 Lydia St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,760 sqft · built 1956
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Jun 2022)
Tax Bill	$6,393 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-01320074`

Property Details

APN / Parcel Number

Primary APN	`13-01320074`
Alternative APN	`01320074`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,019 sqft
Basement Area	741 sqft
Finished Basement	741 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01320074
Street Address	13310 LYDIA ST
City	SILVER SPRING
State	MD
Zip	20906-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	HARMONY HILLS
Legal Subdivision	HARMONY HILLS
Legal Block	9
Legal Lot Number	12
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1011
Census Tract	703302

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13310 LYDIA ST, SILVER SPRING, MD 20906-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Feb 28, 2020	Grant Deed, Transfer MORTGAGE CONNECT LP
Nov 27, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
May 15, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 15, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Feb 28, 2020 · Amount on Record
Deed Book / Page	65849 / 423
Prior Transfer Date	Feb 26, 2007
Prior Transfer Doc	73367
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 3, 2022
Property Address	13310 LYDIA ST, SILVER SPRING, MD 20906-5222
Document Number	0658490423
Book / Page	65849 / 423
Map Reference	MB 51 PL 3971
Instrument Date	May 23, 2022
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	13310 LYDIA ST, SILVER SPRING, MD 20906-5222

Mortgage

Document Number	0065849430
Date	Jun 3, 2022
Instrument	65849/430

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 28, 2020
Property Address	13310 LYDIA ST, SILVER SPRING, MD 20906-5222
Document Number	0591430187
Book / Page	059143 / 000187
Instrument Date	Feb 12, 2020
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13310 LYDIA ST SILVER SPRING MD 209065222, SILVER SPRING, MD 20906-5222

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 27, 2019
Property Address	13310 LYDIA ST, SILVER SPRING, MD 20906-5222
Document Number	0585940424
Book / Page	058594 / 000424
Instrument Date	Aug 5, 2019
Transaction Type	Foreclosure
Record Updated	Dec 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	13310 LYDIA ST SILVER SPRING MD 209065222, SILVER SPRING, MD 20906-5222
Investor	Possibly a Property Investor

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	13310 LYDIA ST, SILVER SPRING, MD 20906-5222
Document Number	0546530265
Book / Page	054653 / 000265
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13310 LYDIA ST SILVER SPRING MD 209065222, SILVER SPRING, MD 20906-5222

Mortgage

Document Number	0546530265
Date	Jul 28, 2017
Book Page	054653/000265

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY MD
Property Address	13310 LYDIA ST, SILVER SPRING, MD 20906-5222
Document Number	0548480326
Book / Page	054848 / 000326
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13310 LYDIA ST SILVER SPRING MD 209065222, SILVER SPRING, MD 20906-5222

Mortgage

Document Number	0548480326
Date	Sep 12, 2017
Book Page	054848/000326

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$518,933 (+7.15%)	$588,200 (+21.45%) Land $171,000 Building $417,200
2025	$6,393.00 (+12.32%)	$484,300 (+28.25%) Land $171,000 Building $313,300	$484,300 (-) Land $171,000 Building $313,300
2024	$5,692.00 (+36.43%)
2023		$377,633	$484,300 Land $171,000 Building $313,300
2022	$4,172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	20 (1978–2021)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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