Hamilton County property record for 1317 Observatory Dr, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,869 sqft · built 1925 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $21,044 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0002-0013-00 |
| Primary APN | 043-0002-0013-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,869 sqft Living Area |
| 1st Floor Area | 1,161 sqft |
| 2nd Floor Area | 1,161 sqft |
| Attic | Attic |
| Attic Area | 547 sqft |
| Basement Area | 1,161 sqft |
| Finished Basement | 935 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,896 sqft (0.319 acres) |
| Lot Dimensions | 93 ft deep x 79 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 198 sqft |
| Patio Area | 255 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1317 OBSERVATORY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1317 OBSERVATORY DR 79.81 X 93.49 IRR LOT 10 OBSERVATORY DR SUB |
| Legal Subdivision | OBSERVATORY DRIVE SUB |
| Legal Lot Number | 10 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 4800 |
1317 Observatory Dr is owned by a company that acquired it in September 2020 and is owner-occupied.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1317 OBSERVATORY DR, CINCINNATI, OH 45208-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 22, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 |
| Deed Sale | Sep 15, 2020 |
| Prior Sale | Jul 22, 2019 |
| Deed Document Number | 2020-0093733 |
| Deed Book / Page | 11758 / 00021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1317 OBSERVATORY DR, CINCINNATI, OH 45208-2503 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1317 OBSERVATORY DR, CINCINNATI, OH 45208-2503 |
| Document Number | 0000055005 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 14410/81 |
| Instrument | 2021-0055005 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 12, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 22, 2019 |
| Property Address | 1317 OBSERVATORY DR, CINCINNATI, OH 45208-2503 |
| Document Number | 0000059226 |
| Book / Page | 013963 / 002664 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 59226 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1317 OBSERVATORY DR CINCINNATI OH 452082503, CINCINNATI, OH 45208-2503 |
The 2025 property tax bill for 1317 Observatory Dr was $21,044, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,044.00 (+3.14%) | $342,108 (-) Land $211,946 Building $130,162 | |
| 2024 | $20,404.00 (-2.21%) | $342,108 (-) Land $211,946 Building $130,162 | |
| 2023 | $20,866.00 (+17.98%) | $342,108 (+31.55%) Land $211,946 Building $130,162 | $977,450 Land $605,560 Building $371,890 |
| 2022 | $17,686.00 Homeowner's exemption | $260,065 Land $154,662 Building $105,403 | |
| 2020 | $743,040 Land $441,890 Building $301,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1317 Observatory Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1317 Observatory Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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