1330 Clay St, Winter Park, FL 32789 Property Records

Orange County property record for 1330 Clay St, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1963
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on File
Last Sale	$73,000 (Aug 2018)
Tax Bill	$3,180 (2025)
Deeds & Mortgages	Dec 2025 Transfer May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-29-6432-01-280`

Property Details

APN / Parcel Number

Primary APN	`12-22-29-6432-01-280`
Alternative APNs	`292212643201280` `345092` `350351` `354721`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,484 sqft
1st Floor Area	1,104 sqft
Utility Area	77 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1969
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,450 sqft (0.217 acres)

Exterior Amenities

Porch	Florida Room
Porch Area	303 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1330 CLAY ST
City	WINTER PARK
State	FL
Zip	32789-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ORWIN MANOR WESTMINSTER SEC J/118 LOT 28 & THE N 20 FT OF L OT 27 BLK 1
Legal Range	29E
Legal Township	22S
Legal Section	12
Legal Subdivision	ORWIN MANOR WESTMINSTER
Legal Tract	6432
Legal Block	1
Legal Lot Number	28
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2016
Census Tract	19000

Owner

1330 Clay St is owned and occupied by two individuals who acquired it in February 2019.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1330 CLAY ST, WINTER PARK, FL 32789-5405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 31, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Deed Document Number	2018520461
Last Transfer Date	Feb 1, 2019
Transfer Doc	0000068161
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Dec 12, 2025
Property Address	1330 CLAY ST, WINTER PARK, FL 32789-5405
Document Number	0000713764
Map Reference	MB J PG 118
Instrument Date	Dec 11, 2025
Instrument	20250713764
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1330 CLAY ST, WINTER PARK, FL 32789-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1330 CLAY ST, WINTER PARK, FL 32789-5405

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1330 CLAY ST, WINTER PARK, FL 32789-5405
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210295100
Date	May 17, 2021
Instrument	20210295100

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	157 Months
Due	Jun 1, 2034

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1330 CLAY ST, WINTER PARK, FL 32789-5405
Document Number	0000708240
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 CLAY ST WINTER PARK FL 327895405, WINTER PARK, FL 32789-5405

Mortgage

Document Number	0000708240
Date	Nov 11, 2019
Instrument	708240

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 10, 2034

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 31, 2018
Property Address	1330 CLAY ST, WINTER PARK, FL 32789-5405
Document Number	0000520461
Instrument Date	Aug 31, 2018
Instrument	520461
Transaction Type	Transfer
Record Updated	Sep 21, 2018

Transaction

Amount	Amount on Record
Tax	$511.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1520 CAVENDISH RD WINTER PARK FL 327895546, WINTER PARK, FL 32789-5546

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1330 CLAY ST, WINTER PARK, FL 32789-5405
Document Number	0000243811
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1330 CLAY ST WINTER PARK FL 327895405, WINTER PARK, FL 32789-5405

Mortgage

Document Number	0000243811
Date	Apr 24, 2018
Instrument	243811

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1330 Clay St was $3,180, up 125.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,190 (+12.24%)	$392,720 (+15.9%) Land $256,500 Building $136,220
2025	$3,180.00 (+125.05%) Homeowner's exemption Widower's exemption	$234,488	$338,830 Land $190,000 Building $148,830
2024	$1,413.00 (+6.08%)
2023	$1,332.00 (+8.91%) Homeowner's exemption Widower's exemption	$122,794 (+3%)	$325,634 (+21.61%) Land $190,000 Building $135,634
2022	$1,223.00 Homeowner's exemption Widower's exemption	$119,217	$267,767 Land $150,000 Building $117,767

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1330 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1330 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Clay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures