1320 Clay St, Winter Park, FL 32789 Property Records

Orange County property record for 1320 Clay St, Winter Park, FL 32789

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,265 sqft · built 1945
Lot Size	0.155 acres (6,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,861 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-22-29-6432-01-290`

Property Details

APN / Parcel Number

Primary APN	`12-22-29-6432-01-290`
Alternative APNs	`292212643201290` `345093` `350352` `354722`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,265 sqft Living Area
Gross Area	1,721 sqft
1st Floor Area	1,147 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1967
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,750 sqft (0.155 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1320 CLAY ST
City	WINTER PARK
State	FL
Zip	32789-5405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	ORWIN MANOR WESTMINSTER SEC J/118 LOT 29 BLK 1
Legal Range	29E
Legal Township	22S
Legal Section	12
Legal Subdivision	ORWIN MANOR WESTMINSTER
Legal Tract	6432
Legal Block	1
Legal Lot Number	29
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2016
Census Tract	19000

Owner

1320 Clay St is owned by two individuals who acquired it in August 2023.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1300 CLAY ST, WINTER PARK, FL 32789-5405
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 11, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Aug 8, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 1, 2023
Transfer Doc	0000449013
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Dec 11, 2023
Property Address	1320 CLAY ST, WINTER PARK, FL 32789-5405
Document Number	0000711023
Map Reference	MB J PG 118
Instrument Date	Dec 7, 2023
Instrument	20230711023
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 CLAY ST, WINTER PARK, FL 32789-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 CLAY ST, WINTER PARK, FL 32789-5405

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Dec 11, 2023
Property Address	1320 CLAY ST, WINTER PARK, FL 32789-5405
Document Number	0000711022
Map Reference	MB J PG 118
Instrument Date	Dec 7, 2023
Instrument	20230711022
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2320 OGLESBY AVE, WINTER PARK, FL 32789-3354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 CLAY ST, WINTER PARK, FL 32789-5405

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Aug 8, 2023
Property Address	1320 CLAY ST, WINTER PARK, FL 32789-5405
Document Number	0000449013
Map Reference	MB J PG 118
Instrument Date	Aug 1, 2023
Instrument	20230449013
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1300 CLAY ST, WINTER PARK, FL 32789-5405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 OGLESBY AVE, WINTER PARK, FL 32789-3354
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Clay St was $4,861, up 2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Park City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,622 (+1%)	$357,860 (+16.94%) Land $256,500 Building $101,360
2025	$4,861.00 (+1.97%)	$306,020 Land $190,000 Building $116,020	$306,020 Land $190,000 Building $116,020
2024	$4,767.00 (+9.21%)
2023	$4,365.00 (+17.72%)	$296,270 (+22.08%) Land $190,000 Building $106,270	$296,270 (+22.08%) Land $190,000 Building $106,270
2022	$3,708.00	$242,681 Land $150,000 Building $92,681	$242,681 Land $150,000 Building $92,681

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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