133 Winnapaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 133 Winnapaug Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,500 sqft · built 2002
Lot Size	0.479 acres (20,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Oct 2018)
Tax Bill	$5,492 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:139 B:45`

Property Details

APN / Parcel Number

Primary APN	`WEST M:139 B:45`
Alternative APNs	`M:139 B:45 L` `8118983`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,500 sqft Living Area
Gross Area	4,292 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,871 sqft (0.479 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8118983
Street Address	133 WINNAPAUG RD
City	WESTERLY
State	RI
Zip	02891-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	45
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3025
Census Tract	50902

Owner

Source: Westerly Town records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	86038 EASTPORT DR, FERNANDINA BEACH, FL 32034-8131
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage SEACOAST MTG
Oct 4, 2018	Warranty Deed, Transfer · Conventional Mortgage SEACOAST MTG CORP
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	May 30, 2002 · Amount on Record
Deed Document Number	20184214
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	133 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number	2019-6542
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WINNAPAUG RD WESTERLY RI 028913523, WESTERLY, RI 02891-3523

Mortgage

Document Number	2019-6542
Date	Oct 2, 2019
Book Page	002019/016542
Instrument	4215

Lender

Name	SEACOAST MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Oct 4, 2018
Property Address	133 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number	2018-6864
Book / Page	002018 / 016864
Instrument Date	Oct 4, 2018
Instrument	4214
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 RYANS WAY BURLINGTON CT 060131823, BURLINGTON, CT 06013-1823

Mortgage

Document Number	2018-6865
Date	Oct 4, 2018
Book Page	002018/016865
Instrument	4215

Lender

Name	SEACOAST MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	133 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number	2017-1696
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WINNAPAUG RD WESTERLY RI 028913523, WESTERLY, RI 02891-3523

Mortgage

Document Number	2017-1696
Date	Dec 5, 2017
Book Page	002017/021696
Instrument	5360

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.13%

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,492.00 (+3.37%)	$772,500 (+39.87%) Land $230,500 Building $542,000
2023	$5,313.00 (+0.63%)	$552,300 (-) Land $133,100 Building $419,200
2022	$5,280.00	$552,300 Land $133,100 Building $419,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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