134 Winnapaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 134 Winnapaug Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,372 sqft · built 1980
Lot Size	0.357 acres (15,554 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Apr 2025)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	May 2024 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:139 B:24`

Property Details

APN / Parcel Number

Primary APN	`WEST M:139 B:24`
Alternative APNs	`M:139 B:24 L` `17001100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,372 sqft Living Area
Gross Area	4,675 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,554 sqft (0.357 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	17001100
Street Address	134 WINNAPAUG RD
City	WESTERLY
State	RI
Zip	02891-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	24
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3023
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	134 WINNAPAUG RD, WESTERLY, RI 02891-3535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 21, 2024	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
May 21, 2024	Deed of Trust, Mortgage · ARM NORCOM MORTGAGE
Apr 30, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Deed Book / Page	2025 / 5085
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	134 WINNAPAUG RD, WESTERLY, RI 02891-3535
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024-6121
Date	May 21, 2024
Book Page	2024/6121
Instrument	2024-1573

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	865 Months
Due	Jun 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	7.76%
Type Change Date	Jul 1, 2024
Index	Other

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	134 WINNAPAUG RD, WESTERLY, RI 02891-3535
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024-6104
Date	May 21, 2024
Book Page	2024/6104
Instrument	2024-1572

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	865 Months
Due	Jun 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	7.76%
Type Change Date	Jul 1, 2024
Index	Other

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 30, 2025
Property Address	134 WINNAPAUG RD, WESTERLY, RI 02891-3535
Document Number	02025-5085
Book / Page	2025 / 5085
Instrument Date	Apr 28, 2025
Instrument	2025-1287
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,989.00 (+3.66%)	$561,000 (+40.25%) Land $224,500 Building $336,500	$796,059
2023	$3,848.00 (+0.63%)	$400,000 (-) Land $129,600 Building $270,400
2022	$3,824.00	$400,000 Land $129,600 Building $270,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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