127 Winnapaug Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 127 Winnapaug Rd, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,190 sqft · built 2001
Lot Size	0.589 acres (25,663 sqft)
Owner	Company Name on File
Last Sale	$640,000 (May 2022)
Tax Bill	$4,708 (2025)
Deeds & Mortgages	Dec 2021 Refinance Mar 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:139 B:42`

Property Details

APN / Parcel Number

Primary APN	`WEST M:139 B:42`
Alternative APNs	`M:139 B:42 L` `12118390`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
Gross Area	4,422 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,663 sqft (0.589 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12118390
Street Address	127 WINNAPAUG RD
City	WESTERLY
State	RI
Zip	02891-3523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	42
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3025
Census Tract	50902

Owner

Source: Westerly Town records · APN WEST M:139 B:42

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6402 E CHAPARRAL RD, PARADISE VALLEY, AZ 85253-6924
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTERLY COMMUNITY CU
Mar 04, 2024	Warranty Deed, Transfer
May 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Sep 11, 2001 · Amount on Record
Deed Book / Page	2022 / 8960
Last Transfer Date	Feb 29, 2024
Transfer Doc	02024-2006
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	127 WINNAPAUG RD, WESTERLY, RI 02891-3523
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-31578
Date	Dec 15, 2021
Book Page	2021/31578
Instrument	2021-6987

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jan 01, 2047

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 04, 2024
Property Address	127 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number	02024-2006
Book / Page	2024 / 2006
Instrument Date	Feb 29, 2024
Instrument	2024-578
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6402 E CHAPARRAL RD, PARADISE VALLEY, AZ 85253-6924

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 12, 2022
Property Address	127 WINNAPAUG RD, WESTERLY, RI 02891-3523
Document Number	02022-8960
Book / Page	2022 / 8960
Instrument Date	May 12, 2022
Instrument	2022-2105
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6402 E CHAPARRAL RD, PARADISE VALLEY, AZ 85253-6924

Mortgage

Document Number	0020222106
Date	May 12, 2022
Instrument	2022-2106

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,708.00 (+10.52%)	$662,200 (+49.55%) Land $232,200 Building $430,000
2023	$4,260.00 (+0.64%)	$442,800 (-) Land $134,400 Building $308,400
2022	$4,233.00	$442,800 Land $134,400 Building $308,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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