133 Valley Ct, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 133 Valley Ct, Cobleskill, NY 12043

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,268 sqft · built 1985
Lot Size	1.74 acres (75,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,500 (Apr 2022)
Tax Bill	$5,432 (2026)
Deeds & Mortgages	Nov 2023 Refinance May 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`432689 69.-1-21`

Property Details

APN / Parcel Number

Primary APN	`432689 69.-1-21`
Alternative APNs	`268906900000010210000000` `435J180004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,268 sqft Total Area
1st Floor Area	1,176 sqft
Basement Area	1,092 sqft
Finished Basement	1,092 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	75,794 sqft (1.74 acres)
Lot Width	107 ft Width
Garage Type	Attached
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	435J180004
Street Address	133 VALLEY CT
City	COBLESKILL
State	NY
Zip	12043-5628
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RR
Legal Description	HOUSE
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	COBLESKILL
Census Block Group	1
Census Block	1069
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 VALLEY CT, COBLESKILL, NY 12043-5628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER BANK
May 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP
Apr 18, 2022	Warranty Deed, Transfer
May 28, 2019	Warranty Deed, Transfer
Aug 22, 2017	Foreclosure NOT AVAILABLE, CONWAY MCCABE, WEISBERG &

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	2022809113
Deed Book / Page	1161 / 297
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	133 VALLEY CT, COBLESKILL, NY 12043-5628
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002061/95
Date	Nov 30, 2023
Book Page	2061/95
Instrument	823522

Lender

Name	PIONEER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	133 VALLEY CT, COBLESKILL, NY 12043-5628
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001839/250
Date	May 28, 2019
Book Page	1839/250
Instrument	762713

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 18, 2022
Property Address	133 VALLEY CT, COBLESKILL, NY 12043-5628
Document Number	001161/297
Book / Page	1161 / 297
Instrument Date	Apr 1, 2022
Instrument	809113
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 STATE ROUTE 143, WESTERLO, NY 12193-2301

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	May 28, 2019
Property Address	133 VALLEY CT, COBLESKILL, NY 12043-5628
Document Number	001092/262
Book / Page	1092 / 262
Instrument Date	May 23, 2019
Instrument	762712
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 WARD LN, SCHOHARIE, NY 12157-5415

August 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SCHOHARIE NY
Recording Date	Aug 22, 2017
Property Address	133 VALLEY CT, COBLESKILL, NY 12043-5628
Document Number	0000001051/0000000295
Book / Page	0000001051 / 0000000295
Instrument Date	Aug 8, 2017
Transaction Type	Foreclosure
Record Updated	Sep 21, 2023
Title Company	NOT AVAILABLE, CONWAY MCCABE, WEISBERG &

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 WIRELESS WAY, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,432.00 (+6.07%)
2025	$5,121.00	$112,700 (+9.74%) Land $12,900 Building $99,800	$230,000 (+27.65%) Land $26,327 Building $203,673
2023		$102,700 (-) Land $12,900 Building $89,800	$180,175 (+12.28%) Land $22,632 Building $157,543
2022		$102,700 Land $12,900 Building $89,800	$160,469 Land $20,156 Building $140,313
2020	$3,525.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MIDTEL.

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