111 Valley Ct, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 111 Valley Ct, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,736 sqft · built 1977
Lot Size2.46 acres (107,158 sqft)
Owner2 Individual Names on Record
Last Sale$187,100 (Jul 2019)
Tax Bill$5,572 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN432689 69.-1-6

Property Details

APN / Parcel Number

Primary APN432689 69.-1-6
Alternative APNs
  • 268906900000010060000000
  • 435J175050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,736 sqft Living Area
1st Floor Area1,736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialWood
Lot Area107,158 sqft (2.46 acres)
Lot Width173 ft Width
Garage TypeDetached
Garage Area736 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area352 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number435J175050
Street Address111 VALLEY CT
CityCOBLESKILL
StateNY
Zip12043-5628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionHOUSE & GARAGE
Legal Block1
Legal Lot Number6.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group1
Census Block1069
Census Tract740200

Owner

Source: Schoharie County and Cobleskill Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address111 VALLEY CT, COBLESKILL, NY 12043-5628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2019 · Amount on Record
Deed SaleJul 17, 2019 · Amount on Record
Prior SaleJun 1, 1998 · Amount on Record
Deed Document Number2019764768
Deed Book / Page1096 / 62
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateJul 17, 2019
Property Address111 VALLEY CT, COBLESKILL, NY 12043-5628
Document Number0001096/62
Book / Page1096 / 62
Instrument DateJun 30, 2019
Instrument764768
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 322, COBLESKILL, NY 12043-0322

Mortgage

Document Number0001844/85
DateJul 17, 2019
Book Page1844/85
Instrument764769
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,572.00 (+6.07%)
2025$5,253.00 (+2.76%)$115,600 (-) Land $14,800 Building $100,800$235,918 (+16.33%) Land $30,204 Building $205,714
2023$115,600 Land $14,800 Building $100,800$202,807 Land $25,965 Building $176,842
2020$5,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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