128 Valley Ct, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 128 Valley Ct, Cobleskill, NY 12043 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,440 sqft Living Area
Lot Size	77,972 sqft (1.79 acres)
Occupancy	Owner Occupied
Last Sale	$218,500 (2020)
Tax Bill	$5,193.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432689 69.-1-22`
Alternative APNs	`268906900000010220000000` `435J180507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Living Area
1st Floor	1,440 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	77,972 sqft (1.79 acres)
Lot Width	165 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	520 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Shed	1 Shed
Patio Area	730 sqft Patio
Canopy Area	120 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	435J180507
Street Address	128 VALLEY CT
City	COBLESKILL
State	NY
Zip	12043-5627
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	1
Census Block	1069
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432689 69.-1-22

Assessment roll updated May 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 VALLEY CT, COBLESKILL, NY 12043-5627
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2020 · Amount on Record
Deed Sale	Dec 09, 2020 · Amount on Record
Prior Sale	Jul 03, 2015 · Amount on Record
Deed Doc Number	2020782664
Deed Book / Page	1126 / 239
Record Refreshed	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Dec 09, 2020
Property Address	128 VALLEY CT, COBLESKILL, NY 12043-5627
Document Number	001126/239
Book / Page	1126 / 239
Instrument Date	Nov 30, 2020
Instrument	782664
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 FONDA RD, COHOES, NY 12047-4803

Mortgage

Document Number	0000782665
Date	Dec 09, 2020
Instrument	782665

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,193.00 (+2.73%)	$114,300 (-) Land $13,500 Building $100,800	$233,265 (+16.33%) Land $27,551 Building $205,714
2023		$114,300 Land $13,500 Building $100,800	$200,526 Land $23,684 Building $176,842
2020	$5,055.00

Flood & Wildfire

128 Valley Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.