133 N High St, Covington, OH 45318 Property Records

Miami County property record for 133 N High St, Covington, OH 45318

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,420 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$48,250 (Mar 2013)
Tax Bill	$2,015 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`H19-002440`

Property Details

APN / Parcel Number

Primary APN	`H19-002440`
Alternative APNs	`080530.1-05-021-00` `H19NH034 01700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,420 sqft Total Area
1st Floor Area	3,014 sqft
Upper Floors Area	913 sqft
Basement Area	1,453 sqft
Unfinished Basement	1,453 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	539 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	133 N HIGH ST
City	COVINGTON
State	OH
Zip	45318-1307
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IN LOT 145 54 S PT
Legal Lot Number	145
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	2
Census Block	2014
Census Tract	325000

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	133 N HIGH ST, COVINGTON, OH 45318-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Line of Credit OSGOOD STATE BANK
Feb 24, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2013 · Amount on Record
Deed Sale	Mar 21, 2013 · Amount on Record
Prior Sale	Dec 10, 2012 · Amount on Record
Deed Document Number	20132013OR-04240
Deed Book / Page	413 / 437
Last Transfer Date	Feb 23, 2021
Transfer Doc	0000003092
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	133 N HIGH ST, COVINGTON, OH 45318-1307
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004714
Date	Mar 19, 2021
Instrument	2021OR-04714

Lender

Name	OSGOOD STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 24, 2021
Property Address	133 N HIGH ST, COVINGTON, OH 45318-1307
Document Number	0000003092
Instrument Date	Feb 23, 2021
Instrument	3092
Transaction Type	Transfer
Record Updated	Apr 8, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E WALNUT ST COVINGTON OH 453181563, COVINGTON, OH 45318-1563

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 17, 2018
Property Address	133 N HIGH ST, COVINGTON, OH 45318-1307
Document Number	0000000697
Instrument Date	Jan 12, 2018
Instrument	697
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	133 N HIGH ST COVINGTON OH 453181307, COVINGTON, OH 45318-1307

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,015.00 (+17.15%)	$65,070 (+44.89%) Land $9,520 Building $55,550	$185,900 (+44.89%) Land $27,200 Building $158,700
2024	$1,720.00 (+3.8%)	$44,910 (-) Land $10,330 Building $34,580
2023	$1,657.00 (-3.44%)	$44,910 (-) Land $10,330 Building $34,580	$128,300 (-) Land $29,500 Building $98,800
2022	$1,716.00	$44,910 Land $10,330 Building $34,580	$128,300 Land $29,500 Building $98,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1978–2017)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N High St

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