107 N High St, Covington, OH 45318 Property Records

Miami County property record for 107 N High St, Covington, OH 45318 · Last verified March 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1920
Square Footage	2,560 sqft Total Area
Lot Size	1,960 sqft (0.044 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2018)
Tax Bill	$721.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-000410`
Alternative APNs	`080530.1-05-016-00` `H19NH034 01100`

Interior

Building Area	2,560 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1920
Fire Resistance Class	Buildings having wood or wood and steel frames.
Lot Area	1,960 sqft (0.044 acres)
Depth X Width	128 ft x 15 ft Depth x Width

Utilities and HVAC

Heating System	Forced Air Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	H19NH034 01100
Street Address	107 N HIGH ST
City	COVINGTON
State	OH
Zip	45318-1307
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	IL 27 15.33 N CEN PT
Legal Lot Number	27
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	2
Census Block	2014
Census Tract	325000

Owner

Source: Miami County records · APN H19-000410

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	107 N HIGH ST, COVINGTON, OH 45318-1307
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2018 · Amount on Record
Deed Sale	Dec 12, 2018 · Amount on Record
Prior Sale	Mar 02, 2004 · Amount on Record
Deed Doc Number	2018OR-15282
Record Refreshed	Jun 08, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 12, 2018
Property Address	107 N HIGH ST, COVINGTON, OH 45318-1307
Document Number	0000015282
Instrument Date	Dec 05, 2018
Instrument	15282
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	107 N HIGH ST COVINGTON OH 453181307, COVINGTON, OH 45318-1307

Mortgage

Document Number	15283
Date	Dec 12, 2018
Instrument	15283

Lender

Name	COVINGTON S&L ASSN
Type	Federal Savings Bank (FSB)
Address	117 N HIGH ST, COVINGTON, OH 45318-1307

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 11, 2038

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$721.00 (-5.38%)	$17,010 (+13.78%) Land $2,590 Building $14,420	$48,600 (+13.82%) Land $7,400 Building $41,200
2024	$762.00 (+1.87%)	$14,950 (-) Land $2,170 Building $12,780
2023	$748.00 (-4.23%)	$14,950 (-) Land $2,170 Building $12,780	$42,700 (-) Land $6,200 Building $36,500
2022	$781.00	$14,950 Land $2,170 Building $12,780	$42,700 Land $6,200 Building $36,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.