Miami County property record for 109 N High St, Covington, OH 45318 · Last verified March 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Year Built | Built 1940 |
| Square Footage | 1,190 sqft Total Area |
| Lot Size | 2,134 sqft (0.048 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2023) |
| Tax Bill | $740.00 (2025) |
| Primary APN | H19-000430 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,190 sqft Total Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Fire Resistance Class | Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame. |
| Lot Area | 2,134 sqft (0.048 acres) |
| Depth X Width | 128 ft x 17 ft Depth x Width |
| Heating System | Forced Air Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | H19NH034 01200 |
|---|---|
| Street Address | 109 N HIGH ST |
| City | COVINGTON |
| State | OH |
| Zip | 45318-1307 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | IN LOT 27 16.83 N SIDE |
| Legal Lot Number | 27 16 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | NEWBERRY |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 325000 |
Source: Miami County records · APN H19-000430
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 109 N HIGH ST, COVINGTON, OH 45318-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 19, 2023 | Warranty Deed, Transfer |
| Jul 25, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Dec 20, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 19, 2023 · Amount on Record |
| Deed Sale | Oct 19, 2023 · Amount on Record |
| Prior Sale | Jul 25, 2019 |
| Deed Doc Number | 2099 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Oct 19, 2023 |
| Property Address | 109 N HIGH ST, COVINGTON, OH 45318-1307 |
| Document Number | 0000011629 |
| Map Reference | VOL 24 PG 15 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 2023OR-11629 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 S PEARL ST, COVINGTON, OH 45318-1503 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 25, 2019 |
| Property Address | 109 N HIGH ST, COVINGTON, OH 45318-1307 |
| Document Number | 0000008207 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 8207 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 109 N HIGH ST COVINGTON OH 453181307, COVINGTON, OH 45318-1307 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Dec 20, 2017 |
| Property Address | 109 N HIGH ST, COVINGTON, OH 45318-1307 |
| Document Number | 0000015730 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 15730 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $58.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 109 N HIGH ST COVINGTON OH 453181307, COVINGTON, OH 45318-1307 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $740.00 (+8.35%) | $17,470 (+30.28%) Land $2,940 Building $14,530 | $49,900 (+30.29%) Land $8,400 Building $41,500 |
| 2024 | $683.00 (+1.79%) | $13,410 (-) Land $2,450 Building $10,960 | |
| 2023 | $671.00 (-4.28%) | $13,410 (-) Land $2,450 Building $10,960 | $38,300 (-) Land $7,000 Building $31,300 |
| 2022 | $701.00 | $13,410 Land $2,450 Building $10,960 | $38,300 Land $7,000 Building $31,300 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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