133 Madera St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 133 Madera St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1950
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jan 2023)
Tax Bill	$9,551 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`016-513-03`

Property Details

APN / Parcel Number

Primary APN	`016-513-03`
Alternative APN	`016-513-03-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,032 sqft Living Area
Gross Area	1,272 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,184 sqft (0.119 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	133 MADERA ST
City	WATSONVILLE
State	CA
Zip	95076-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ALTA VISTA
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1002
Census Tract	110505

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	133 MADERA ST, WATSONVILLE, CA 95076-3101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 3, 2019	Correction Deed · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2017	Quit Claim Deed, Transfer NORTHWESTERN TITLE COMPANY, FIRST AMTITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2023 · Amount on Record
Deed Sale	Jan 25, 2023 · Amount on Record
Prior Sale	May 31, 2017 · Amount on Record
Deed Document Number	20231212
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0000037684
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	133 MADERA ST, WATSONVILLE, CA 95076-3101
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 MADERA ST, WATSONVILLE, CA 95076-3101

Mortgage

Document Number	0000020367
Date	Sep 25, 2025
Instrument	2025-0020367

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 25, 2023
Property Address	133 MADERA ST, WATSONVILLE, CA 95076-3101
Document Number	0000001212
Map Reference	MB 29 PG 39
Instrument Date	Jan 9, 2023
Instrument	2023-0001212
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$797.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	133 MADERA ST, WATSONVILLE, CA 95076-3101

Mortgage

Document Number	0000001213
Date	Jan 25, 2023
Instrument	2023-0001213

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	133 MADERA ST, WATSONVILLE, CA 95076-3101
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041000
Date	Dec 5, 2017
Instrument	2017-0041000

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

December 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 3, 2019
Property Address	133 MADERA ST, WATSONVILLE, CA 95076-3101
Document Number	0000037684
Map Reference	MB 29 PG 39
Instrument Date	Nov 26, 2019
Instrument	2019-0037684
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	133 MADERA ST, WATSONVILLE, CA 95076-3101

Mortgage

Document Number	0000037685
Date	Dec 3, 2019
Instrument	2019-0037685

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 31, 2017
Property Address	133 MADERA ST, WATSONVILLE, CA 95076-3101
Document Number	0000017800
Map Reference	MB29 PG39
Instrument Date	May 22, 2017
Instrument	2017-0017800
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 MADERA ST, WATSONVILLE, CA 95076-3101

Mortgage

Document Number	0000017802
Date	May 31, 2017
Instrument	2017-0017802

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 31, 2017
Property Address	133 MADERA ST, WATSONVILLE, CA 95076-3101
Document Number	0000017801
Instrument Date	May 22, 2017
Instrument	17801
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	NORTHWESTERN TITLE COMPANY, FIRST AMTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	133 MADERA ST WATSONVILLE CA 950763101, WATSONVILLE, CA 95076-3101

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,376 (+2%) Land $500,094 Building $269,282
2025	$9,551.00 (+171.95%) Homeowner's exemption	$754,291 (+152.95%) Land $490,289 Building $264,002
2023	$3,512.00 (+1.86%) Homeowner's exemption	$298,199 Land $173,372 Building $124,827	$636,030
2022	$3,448.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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