132 Madera St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 132 Madera St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,312 sqft · built 1951
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Jun 2019)
Tax Bill	$8,004 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-512-05`

Property Details

APN / Parcel Number

Primary APN	`016-512-05`
Alternative APN	`016-512-05-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,312 sqft Living Area
Gross Area	1,767 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	132 MADERA ST
City	WATSONVILLE
State	CA
Zip	95076-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ALTA VISTA SUB #1 TR #101
Legal Lot Number	18
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1002
Census Tract	110505

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 MADERA ST, WATSONVILLE, CA 95076-3102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Oct 5, 2023	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Jun 4, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Deed Document Number	201915081
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 3, 2026
Property Address	132 MADERA ST, WATSONVILLE, CA 95076-3102
Document Number	0000012566
Instrument Date	May 22, 2026
Instrument	202612566
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MADERA ST, WATSONVILLE, CA 95076-3102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012566,
Date	Jun 3, 2026
Instrument	202612566

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Jul 1, 2049

Interest

Rate	6.23%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	132 MADERA ST, WATSONVILLE, CA 95076-3102
Transaction Type	Mortgage
Record Updated	Oct 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MADERA ST, WATSONVILLE, CA 95076-3102

Mortgage

Document Number	0000018935
Date	Oct 5, 2023
Instrument	2023-0018935

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jul 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	132 MADERA ST, WATSONVILLE, CA 95076-3102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MADERA ST, WATSONVILLE, CA 95076-3102

Mortgage

Document Number	0000055765
Date	Dec 22, 2020
Instrument	2020-0055765

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jul 1, 2048

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 4, 2019
Property Address	132 MADERA ST, WATSONVILLE, CA 95076-3102
Document Number	0000015081
Instrument Date	May 28, 2019
Instrument	15081
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$621.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	132 MADERA ST WATSONVILLE CA 950763102, WATSONVILLE, CA 95076-3102

Mortgage

Document Number	15082
Date	Jun 4, 2019
Instrument	15082

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,874 (+2%) Land $450,012 Building $192,862
2025	$8,004.00 (+13.08%) Homeowner's exemption	$630,268 (+4.04%) Land $441,188 Building $189,080
2023	$7,078.00 (+1.8%) Homeowner's exemption	$605,794 Land $424,056 Building $181,738	$559,800
2022	$6,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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