144 Madera St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 144 Madera St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 910 sqft · built 1951
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on File
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-512-08`

Property Details

APN / Parcel Number

Primary APN	`016-512-08`
Alternative APN	`016-512-08-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	910 sqft Living Area
Gross Area	1,198 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	144 MADERA ST
City	WATSONVILLE
State	CA
Zip	95076-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 101 LOT 15
Legal Subdivision	ALTA VISTA SUB #1 TR #101
Legal Tract	101
Legal Lot Number	15
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1002
Census Tract	110505

Owner

144 Madera St is owned and occupied by an individual who acquired it in March 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	144 MADERA ST, WATSONVILLE, CA 95076-3102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
Apr 4, 2018	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Mar 12, 2020	Intrafamily Transfer, Transfer · VA Mortgage E MORTGAGE CAPITAL INC
Jun 3, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020
Deed Sale	Mar 12, 2020
Prior Sale	Jan 29, 2010 · Amount on File
Deed Document Number	20208596
Prior Transfer Date	Feb 28, 2020
Prior Transfer Doc	0000008596
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	144 MADERA ST, WATSONVILLE, CA 95076-3102
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MADERA ST, WATSONVILLE, CA 95076-3102

Mortgage

Document Number	0000041177
Date	Aug 5, 2021
Instrument	2021-0041177

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	144 MADERA ST, WATSONVILLE, CA 95076-3102
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009911
Date	Apr 4, 2018
Instrument	2018-0009911

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 12, 2020
Property Address	144 MADERA ST, WATSONVILLE, CA 95076-3102
Document Number	0000008596
Map Reference	VOL 29 PG 39
Instrument Date	Feb 28, 2020
Instrument	2020-0008596
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 MADERA ST, WATSONVILLE, CA 95076-3102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008597
Date	Mar 12, 2020
Instrument	2020-0008597

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	144 MADERA ST, WATSONVILLE, CA 95076-3102
Document Number	0000015683
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	144 MADERA ST WATSONVILLE CA 950763102, WATSONVILLE, CA 95076-3102

Mortgage

Document Number	0000015683
Date	Jun 10, 2019
Instrument	15683

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 144 Madera St was $4,248 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,743 (+2%) Land $201,446 Building $134,297
2025	$4,248.00 Homeowner's exemption	$329,160 Land $197,496 Building $131,664
2023	$3,723.00 (+1.86%) Homeowner's exemption	$316,378 Land $189,827 Building $126,551	$403,560
2022	$3,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 144 Madera St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Madera St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Madera St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures