San Diego County property record for 133 Frances Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,088 sqft · built 2004 |
| Lot Size | 0.152 acres (6,605 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Oct 2025) |
| Tax Bill | $6,656 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Oct 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 399-180-06-00 |
| Primary APN | 399-180-06-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,605 sqft (0.152 acres) |
| Lot Dimensions | 80 ft deep x 70 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 133 FRANCES DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK J LOT 21 TR 001943 |
| Legal Subdivision | HARBISON CANYON |
| Legal Tract | 001943 |
| Legal Block | J |
| Legal Lot Number | 21 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 15502 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 133 FRANCES DR, EL CAJON, CA 92019-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Oct 9, 2025 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 7, 2022 | Grant Deed, Transfer · VA Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Jun 7, 2022 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Jun 7, 2022 | Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Prior Sale | Jun 7, 2022 · Amount on File |
| Deed Document Number | 2025283072 |
| Prior Transfer Date | May 12, 2022 |
| Prior Transfer Doc | 0000238355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 133 FRANCES DR, EL CAJON, CA 92019-1556 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 133 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000540018 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021-0540018 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 9, 2025 |
| Property Address | 133 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000283072 |
| Map Reference | MAP 1943 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 2025-0283072 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 133 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000283073 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025-0283073 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 7, 2022 |
| Property Address | 133 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000238356 |
| Map Reference | MAP 1943 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022-0238356 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000238357 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022-0238357 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 7, 2022 |
| Property Address | 133 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000238355 |
| Map Reference | MAP 1943 |
| Instrument Date | May 12, 2022 |
| Instrument | 2022-0238355 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5355 S SANTA AURELIA AVE, SIERRA VISTA, AZ 85650-9371 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 7, 2022 |
| Property Address | 133 FRANCES DR, EL CAJON, CA 92019-1556 |
| Document Number | 0000238354 |
| Map Reference | MAP 1943 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022-0238354 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5355 S SANTA AURELIA AVE, SIERRA VISTA, AZ 85650-9371 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $600,000 (+3.74%) Land $425,000 Building $175,000 | |
| 2025 | $6,656.00 (+11.85%) | $578,354 (+16.84%) Land $424,480 Building $153,874 |
| 2023 | $5,951.00 (+241.03%) | $495,000 Land $363,000 Building $132,000 |
| 2022 | $1,745.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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