San Diego County property record for 124 Frances Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,343 sqft · built 2005 |
| Lot Size | 0.462 acres (20,134 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $765,000 (Apr 2025) |
| Tax Bill | $3,395 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 399-180-15-00 |
| Primary APN | 399-180-15-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,343 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,134 sqft (0.462 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 124 FRANCES DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-1530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK I LOTS 4 & 5 TR 001943 |
| Legal Subdivision | HARBISON CANYON |
| Legal Tract | 001943 |
| Legal Block | I |
| Legal Lot Number | 4,5 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 15502 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 124 FRANCES DR, EL CAJON, CA 92019-1530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Feb 13, 2025 · Amount on Record |
| Deed Document Number | 2025111346 |
| Prior Transfer Date | Feb 7, 2025 |
| Prior Transfer Doc | 0000037900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 124 FRANCES DR, EL CAJON, CA 92019-1530 |
| Document Number | 0000061881 |
| Instrument Date | Jan 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 124 FRANCES DR EL CAJON CA 920191530, EL CAJON, CA 92019-1530 |
| Document Number | 0000061881 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 61881 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | RIVERSIDE, CA 92517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $780,300 (+163.47%) Land $479,400 Building $300,900 | |
| 2025 | $3,395.00 (-0.03%) Homeowner's exemption | $296,162 (+4.04%) Land $88,146 Building $208,016 |
| 2023 | $3,396.00 (+0.68%) Homeowner's exemption | $284,664 Land $84,724 Building $199,940 |
| 2022 | $3,373.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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